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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Simplicty

So easy to use on the app. To deposit and withdraw money at a great rate. Reviewed on: 10th March 2021

It's like finding a £10 note in your coat pocket

Sign up to Chip and before you know it you have a little nest egg saved away. You've not felt the difference in your bank account and probably forgotten all about it until you click on the app and see a healthy amount in a savings pot. There's nothing better than a nice financial surprise. It's like finding a £10 note in a coat pocket you've not worn in a while. Apart from it's more than £10 and could pay for your next holiday (after COVID of course). Reviewed on: 10th March 2021

Chip - fantastic savings app!

Simple to use. Generous savings bonus. Great all round ! Reviewed on: 10th March 2021

Very easy to save with this app

Have been using the app to save for over a year and haven't really missed the amount taken. The auto save function is brilliant but sometimes it does make multiple saves close to payday, but they have added a minimum balance function now so you can set an amount you are ok with. I've saved enough to pay off my motorbike a year early so very happy! Reviewed on: 10th March 2021

Amazing!

The best way to earn east interest even on small amounts of money and the easy saves are a life saver, I click on chip and I don’t even realise how much money i’ve saved from my current account. I remember going on chip for the first time in around 2 months and i’d saved £250 from auto saves and i didn’t realise!! Reviewed on: 10th March 2021

Amazingly painless savings app

I started using Chip after reading reviews of various savings apps on money websites. It is one of the best things I have ever done for my finances. I always felt like I should have more money left over at the end of the month but never did until I started using Chip. It painlessly assesses your saving capacity and makes saves a few times per week. So at the end of the month when I usually feel like I have empty pockets Chip has saved me on average £150-200! I have never had any problem withdrawing money back into my main account. I also LOVE Chip+1 which has a massive (relatively speaking at the moment!) bonus return. Reviewed on: 10th March 2021

Best Savings App ever!

So simple to use with the best rates available Reviewed on: 10th March 2021

Brilliant App

I was one of the early users of the app and in the top 5% for use. Initially there were a couple of snags but the customer experience was great and they were soon resolved. The app has become a key component of my savings plan and has helped finance everything from an engagement ring to a new car to operations for the cat! Reviewed on: 10th March 2021

I tell everyone to get this app

Connecting your bank account through Facebook felt... Off to me in a very 'Black Mirror' sense, so when I found out this was a stand alone app, they had my attention! Simple to use, great at saving (especially the adjustable level if you're not too flush that month), the fact no jargon is used, great interest rates, and how automatic this app is makes everything just that bit better. I seriously have recommended this app to everyone I know, and I will continue to do so. It's a really great feeling to see my savings building up in the background. I feel like a proper adult! Reviewed on: 10th March 2021

Effortless savings

Chip has made saving easy-a little here and a little there and suddenly that holiday abroad doesn’t look too far out of reach! Reviewed on: 10th March 2021

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