Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Chip had helped me save me more than I ever have!

I love Chip! It’s helped me save up towards goals I didn’t think were possible last year. I now have a healthy emergency fund, offering security and the confidence to save even more! Reviewed on: 10th March 2021

An excellent, painless way to save

Works like a wizard - taking money from my account (without putting me in the red). Helped my save in a way that I wouldn't were I to have to do it actively myself. Now made even better with a 1.25% interest account for savings up to £5000 - if you're lucky enough to have them! Reviewed on: 10th March 2021

Super Savings

Chip is an amazing savings app. I've been using it for several years and managed to save more money than ever. It's more effective than a standard bank account. I always recommend it to family and friends. Reviewed on: 10th March 2021

Reliable

Love how I’m saving money without doing anything. So easy and simple. Reviewed on: 10th March 2021

Autonomous Saving

It’s run silently in the background, saving small amounts which I’d otherwise spend on useless stuff. It’s perfect! Reviewed on: 10th March 2021

Savings made invisible

Really simple savings with clever tech so you’re not worried about checking if you have enough. It just adjust up or down depending on your spending. Reviewed on: 10th March 2021

Great app

Genius app, I always thought I was a savvy saver but since using chip I am saving so much more money that I thought was possible. The flexibility is great if you choose to skip a save - it just goes to show you can always put more away then you think! Reviewed on: 10th March 2021

Great Savings Rate and Easy to Use

This is a brilliant savings and and is flexible enough to work around your savings desires. The investments is a great addition also. The app is nicely laid out and easy to understand. The customer support is easily accessible and have alway responded swiftly to my questions and concerns. All round a great way to save some money whilst mainstream rates are so low. Reviewed on: 10th March 2021

Savings hassle-free

I dont know how to do a finance management without anyone's help. Some people lack some skills and for me its money management. Chip has made it 1000 tines better and i have saved an amount i am proud to be used when emergency comes or for my parents when they need help Reviewed on: 10th March 2021

Makes saving easy and stress free

This app helps you save without even realising. Simple and effective Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from Modulr 5.00 from 3 reviews
Curve Card
from Curve 3.67 from 95 reviews
Payments
from Square 5.00 from 1 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub