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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use saving

I came across Chip through an online article and thought using the app would be a useful addition to my savings portfolio. So far I'm impressed at the ease of use. Reviewed on: 10th March 2021

A great way to save

A great way to save money without even knowing you are doing it! Chip is a brilliant app with a modern approach to saving. They offer market leading rates and I have had no quams with them thus far. Highly recommend. Reviewed on: 10th March 2021

Saving without thinking

I've been able to save thousands without even having to think about it. I would have never done that if the money was in my current account. So simple but so effective Reviewed on: 10th March 2021

Fabulous

Great app. I know where my money is, what interest I’m getting, FSCS protected and the app is intuitive. Happy savings! Reviewed on: 10th March 2021

Swift Savings

Chip offer a product that is a consumer no brainer. Taking the physical act of figuring out how much you can afford to save, and using AI to manage your savings is genius. The app was easy to set up, so there’s really no reason not to use it. Reviewed on: 10th March 2021

Simplicty

So easy to use on the app. To deposit and withdraw money at a great rate. Reviewed on: 10th March 2021

It's like finding a £10 note in your coat pocket

Sign up to Chip and before you know it you have a little nest egg saved away. You've not felt the difference in your bank account and probably forgotten all about it until you click on the app and see a healthy amount in a savings pot. There's nothing better than a nice financial surprise. It's like finding a £10 note in a coat pocket you've not worn in a while. Apart from it's more than £10 and could pay for your next holiday (after COVID of course). Reviewed on: 10th March 2021

Chip - fantastic savings app!

Simple to use. Generous savings bonus. Great all round ! Reviewed on: 10th March 2021

Very easy to save with this app

Have been using the app to save for over a year and haven't really missed the amount taken. The auto save function is brilliant but sometimes it does make multiple saves close to payday, but they have added a minimum balance function now so you can set an amount you are ok with. I've saved enough to pay off my motorbike a year early so very happy! Reviewed on: 10th March 2021

Amazing!

The best way to earn east interest even on small amounts of money and the easy saves are a life saver, I click on chip and I don’t even realise how much money i’ve saved from my current account. I remember going on chip for the first time in around 2 months and i’d saved £250 from auto saves and i didn’t realise!! Reviewed on: 10th March 2021

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