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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Wonderful App/Service

Easy to use app when you need to use it. You can keep track of your account at all times. They now offer interest on savings at a rate better than current market rates. Reviewed on: 10th March 2021

Massive fan of the whole concept

I think Chip offers a really interesting take on savings for a younger audience and the app is incredibly user friendly and really goes against any of the negative, borings connotations of large banks. Reviewed on: 10th March 2021

The best savings account I've ever used

Easy to use, excellent app, I've saved more than ever using this service Reviewed on: 10th March 2021

It has not let me down !

I was expecting Chip to turn out like other savings apps that are other there, which say they’re simple to use but in the end they’re over complicated, they don’t connect to your account properly, and you can’t access your own money when you need it most. I think they’re customer service is quick and reliable - for the two (minor) issues I’ve had anyway - and I am always recommending the app to friends. Reviewed on: 10th March 2021

Simple way to save

Auto saving feature is great as is bonus rate, but no way to transfer between Chip accounts Reviewed on: 10th March 2021

Great savings account

Easy access savings account with smart auto savings features. Great benefits, like bonusses are also included. Reviewed on: 10th March 2021

Great app based savings tool

As in the title it is a test app based savings tool. The first I have used as I was hesitant to trust such apps,but I trust chip. The auto savings is great for helping me save a little to make a lot. And the higher interest savings account is the best I know of at the moment giving the best rate. Reviewed on: 10th March 2021

Amazing savings app

This app is great as it runs in the background and allows you to forget about saving. It also takes your savings to another level with it’s market leading savings accounts. I’m very excited to see all the new features they are bringing out! Reviewed on: 10th March 2021

Started off just putting away savings

But now I'm getting a ridiculous amount of interest on all my hidden spending money. I tell absolutely everyone they should give it a go, it's only going to get better too! Reviewed on: 10th March 2021

So simple and beneficial.

Not only do they have the best savings rate while other banks have dropped to 0.10%, but it’s so easy, simple and convenient to use. It’s the perfect modern day banking app, and is well with the times. I love the quirky emojis and lovely little messages as it can really put a smile on your face. Have got family members on board and will continue to recommend this app! Reviewed on: 10th March 2021

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