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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazingly painless savings app

I started using Chip after reading reviews of various savings apps on money websites. It is one of the best things I have ever done for my finances. I always felt like I should have more money left over at the end of the month but never did until I started using Chip. It painlessly assesses your saving capacity and makes saves a few times per week. So at the end of the month when I usually feel like I have empty pockets Chip has saved me on average £150-200! I have never had any problem withdrawing money back into my main account. I also LOVE Chip+1 which has a massive (relatively speaking at the moment!) bonus return. Reviewed on: 10th March 2021

Best Savings App ever!

So simple to use with the best rates available Reviewed on: 10th March 2021

Brilliant App

I was one of the early users of the app and in the top 5% for use. Initially there were a couple of snags but the customer experience was great and they were soon resolved. The app has become a key component of my savings plan and has helped finance everything from an engagement ring to a new car to operations for the cat! Reviewed on: 10th March 2021

I tell everyone to get this app

Connecting your bank account through Facebook felt... Off to me in a very 'Black Mirror' sense, so when I found out this was a stand alone app, they had my attention! Simple to use, great at saving (especially the adjustable level if you're not too flush that month), the fact no jargon is used, great interest rates, and how automatic this app is makes everything just that bit better. I seriously have recommended this app to everyone I know, and I will continue to do so. It's a really great feeling to see my savings building up in the background. I feel like a proper adult! Reviewed on: 10th March 2021

Effortless savings

Chip has made saving easy-a little here and a little there and suddenly that holiday abroad doesn’t look too far out of reach! Reviewed on: 10th March 2021

Chip had helped me save me more than I ever have!

I love Chip! It’s helped me save up towards goals I didn’t think were possible last year. I now have a healthy emergency fund, offering security and the confidence to save even more! Reviewed on: 10th March 2021

An excellent, painless way to save

Works like a wizard - taking money from my account (without putting me in the red). Helped my save in a way that I wouldn't were I to have to do it actively myself. Now made even better with a 1.25% interest account for savings up to £5000 - if you're lucky enough to have them! Reviewed on: 10th March 2021

Super Savings

Chip is an amazing savings app. I've been using it for several years and managed to save more money than ever. It's more effective than a standard bank account. I always recommend it to family and friends. Reviewed on: 10th March 2021

Reliable

Love how I’m saving money without doing anything. So easy and simple. Reviewed on: 10th March 2021

Autonomous Saving

It’s run silently in the background, saving small amounts which I’d otherwise spend on useless stuff. It’s perfect! Reviewed on: 10th March 2021

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