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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Saving more than I ever thought

This app is fantastic, in the short time I have been with Chip I have managed to put away a lot more than I ever though I could. The AI is fantastic and will move my money automatically, I don’t notice it has gone from my main account. The communication from Chip is also fantastic, making you aware when they will be taking money, and giving you the chance to cancel if you need too. 100% would recommend Reviewed on: 10th March 2021

Great, simple to use App

The Chip app is very easy to use and makes saving easy-peasy! Reviewed on: 10th March 2021

Seriously impressive savings app!

I'm very bad at saving but chip has made saving so much easier! The pay day put away allows me to treat saving as a bill I have to pay each month and then chip takes small amounts of money for the rest of the month which never leaves me with no cash before the nest pay day. They treat saving like a competition that you have to win and I don't know how they do it but they make saving really fun! Since joing chip I have saved over £5,000 this has given me the empowerment I needed to save for a deposit for a new home. I hight recommend this app! Everyone should have it! Reviewed on: 10th March 2021

Finally saving!

I hadn't managed to save properly until I got Chip. It's really easy to use and saves for me without me really noticing. I also appreciate the other benefits you get such as interest rates and bonuses. I'm excited for the new investment feature too. Reviewed on: 10th March 2021

Saves without you noticing !

Chip has been a great app to help me save small amounts every couple of weeks which doesn’t make a noticeable appearance when it goes. I have a couple savings accounts and this one I use to just save up and leave or maybe pop it into stocks later on. They have some great features for the app and more coming soon which I look forward to try. I would recommend this app to anyone especially if one struggles saving to as it can be done automatically. Super friendly team to and always there to help ! Overall really cool savings app ! :) Reviewed on: 10th March 2021

Great interface and smart incentives

Love the app very clear about saving potential, when you receive your money and ease of use. Reviewed on: 10th March 2021

Great idea - easy to use

Great app that allows you to save money easily and automatically. Reviewed on: 10th March 2021

Refreshing approach for the best interest rate

I was attracted by Chip’s highest interest rate for easy access savings and have also been more than pleasantly surprised by an innovative easy to use app and fun engaging communications which I enjoy recommending to friends and family. Reviewed on: 10th March 2021

Just what i needed

The app is simple and easy to use. The savings come out of the account without you realising and have made it much easier to save little and often instead of waiting to see what is left in my account at the end of the month to transfer into savings. The saving streak notification is great as gives you targets and objectives for you to hit. Goals allow you to focus on specific requirement (new baby etc) and easy to alter settings help massively. Withdrawals are easy and fast and the online chat function works every time. The improvements and additions such as Chip +1 and HTB etc show that they are wanting to improve in their portfolio for their clients and are helping to drive savings forward. Reviewed on: 10th March 2021

Quality and easy-to-app

Very good user interface and makes you feel good about saving. Excited for the investment accounts that will open soon. Reviewed on: 10th March 2021

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