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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Savings made invisible

Really simple savings with clever tech so you’re not worried about checking if you have enough. It just adjust up or down depending on your spending. Reviewed on: 10th March 2021

Great app

Genius app, I always thought I was a savvy saver but since using chip I am saving so much more money that I thought was possible. The flexibility is great if you choose to skip a save - it just goes to show you can always put more away then you think! Reviewed on: 10th March 2021

Great Savings Rate and Easy to Use

This is a brilliant savings and and is flexible enough to work around your savings desires. The investments is a great addition also. The app is nicely laid out and easy to understand. The customer support is easily accessible and have alway responded swiftly to my questions and concerns. All round a great way to save some money whilst mainstream rates are so low. Reviewed on: 10th March 2021

Savings hassle-free

I dont know how to do a finance management without anyone's help. Some people lack some skills and for me its money management. Chip has made it 1000 tines better and i have saved an amount i am proud to be used when emergency comes or for my parents when they need help Reviewed on: 10th March 2021

Makes saving easy and stress free

This app helps you save without even realising. Simple and effective Reviewed on: 10th March 2021

Wonderful App/Service

Easy to use app when you need to use it. You can keep track of your account at all times. They now offer interest on savings at a rate better than current market rates. Reviewed on: 10th March 2021

Massive fan of the whole concept

I think Chip offers a really interesting take on savings for a younger audience and the app is incredibly user friendly and really goes against any of the negative, borings connotations of large banks. Reviewed on: 10th March 2021

The best savings account I've ever used

Easy to use, excellent app, I've saved more than ever using this service Reviewed on: 10th March 2021

It has not let me down !

I was expecting Chip to turn out like other savings apps that are other there, which say they’re simple to use but in the end they’re over complicated, they don’t connect to your account properly, and you can’t access your own money when you need it most. I think they’re customer service is quick and reliable - for the two (minor) issues I’ve had anyway - and I am always recommending the app to friends. Reviewed on: 10th March 2021

Simple way to save

Auto saving feature is great as is bonus rate, but no way to transfer between Chip accounts Reviewed on: 10th March 2021

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