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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great savings account

Easy access savings account with smart auto savings features. Great benefits, like bonusses are also included. Reviewed on: 10th March 2021

Great app based savings tool

As in the title it is a test app based savings tool. The first I have used as I was hesitant to trust such apps,but I trust chip. The auto savings is great for helping me save a little to make a lot. And the higher interest savings account is the best I know of at the moment giving the best rate. Reviewed on: 10th March 2021

Amazing savings app

This app is great as it runs in the background and allows you to forget about saving. It also takes your savings to another level with it’s market leading savings accounts. I’m very excited to see all the new features they are bringing out! Reviewed on: 10th March 2021

Started off just putting away savings

But now I'm getting a ridiculous amount of interest on all my hidden spending money. I tell absolutely everyone they should give it a go, it's only going to get better too! Reviewed on: 10th March 2021

So simple and beneficial.

Not only do they have the best savings rate while other banks have dropped to 0.10%, but it’s so easy, simple and convenient to use. It’s the perfect modern day banking app, and is well with the times. I love the quirky emojis and lovely little messages as it can really put a smile on your face. Have got family members on board and will continue to recommend this app! Reviewed on: 10th March 2021

Saving more than I ever thought

This app is fantastic, in the short time I have been with Chip I have managed to put away a lot more than I ever though I could. The AI is fantastic and will move my money automatically, I don’t notice it has gone from my main account. The communication from Chip is also fantastic, making you aware when they will be taking money, and giving you the chance to cancel if you need too. 100% would recommend Reviewed on: 10th March 2021

Great, simple to use App

The Chip app is very easy to use and makes saving easy-peasy! Reviewed on: 10th March 2021

Seriously impressive savings app!

I'm very bad at saving but chip has made saving so much easier! The pay day put away allows me to treat saving as a bill I have to pay each month and then chip takes small amounts of money for the rest of the month which never leaves me with no cash before the nest pay day. They treat saving like a competition that you have to win and I don't know how they do it but they make saving really fun! Since joing chip I have saved over £5,000 this has given me the empowerment I needed to save for a deposit for a new home. I hight recommend this app! Everyone should have it! Reviewed on: 10th March 2021

Finally saving!

I hadn't managed to save properly until I got Chip. It's really easy to use and saves for me without me really noticing. I also appreciate the other benefits you get such as interest rates and bonuses. I'm excited for the new investment feature too. Reviewed on: 10th March 2021

Saves without you noticing !

Chip has been a great app to help me save small amounts every couple of weeks which doesn’t make a noticeable appearance when it goes. I have a couple savings accounts and this one I use to just save up and leave or maybe pop it into stocks later on. They have some great features for the app and more coming soon which I look forward to try. I would recommend this app to anyone especially if one struggles saving to as it can be done automatically. Super friendly team to and always there to help ! Overall really cool savings app ! :) Reviewed on: 10th March 2021

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