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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Saving without thinking

You can choose the auto save bracket you like, and the amounts mean you don’t really notice it. Easy to withdraw, and same day payments if your money is needed back. Fast customer service too! Reviewed on: 10th March 2021

Great app

I love chip, it’s really helped me save a lot in the past few years without really noticing it, I’ve told so many people I know about it because it’s such a great savings tool, especially for people who may not be that great at saving, it’s easy to use and anytime I’ve had an issue it’s been resolved very quickly which in the past 4 years I’ve been with them isn’t very often at all Reviewed on: 10th March 2021

Easy Peasy

Superb app, easy to save money and most importantly you don’t notice it so it quickly builds up. Reviewed on: 10th March 2021

Life Changing

I initially signed up to Chip to tackle my inibility to save - I would always try and save lump sums at the end of the month made up of whatever was left in my current account, which of course was always very little because these days we like many live to our means. Chip has ended up being my main source of savings, with new functionality like 'payday saving' meaning I have a lump sum saving each month as well as the weekly auto-saves. Chip has helped me pay for 3x family holidays abroad, whilst in parallel build up a solid general savings amount - with a far better interest rate than another savings account I have with a high street bank (which I am sorely tempted to transfer all current funds into Chip so I can close the high street bank account) Reviewed on: 10th March 2021

Top savings

Best trustable savings account in the uk Reviewed on: 10th March 2021

Great Idea and Already Saving Loads!

Has been great in automatically saving, and have already put away £200 in a few weeks without even noticing! Reviewed on: 10th March 2021

Great app for saving

This app is great for saving with the best saving rate out there for easy access. Easy to use and easy to pick up. The only slight downside is the processing time for depositing money. Still a great app though! Reviewed on: 10th March 2021

Unbelievably helpful savings apo

I've been using Chip for about 4 years now, initially just to supplement my savings but given the remarkable growth, innovation and backing from investors, it's now my go-to savings app. Can't wait to unlock investments! The future is bright! Reviewed on: 10th March 2021

Best

Best rate easy to use what more could you want Reviewed on: 10th March 2021

Great simple app enabling saving for the first time

This is app is great and has enabled me to save without noticing for the first time. All my family now use this too. Reviewed on: 10th March 2021

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