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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great interface and smart incentives

Love the app very clear about saving potential, when you receive your money and ease of use. Reviewed on: 10th March 2021

Great idea - easy to use

Great app that allows you to save money easily and automatically. Reviewed on: 10th March 2021

Refreshing approach for the best interest rate

I was attracted by Chip’s highest interest rate for easy access savings and have also been more than pleasantly surprised by an innovative easy to use app and fun engaging communications which I enjoy recommending to friends and family. Reviewed on: 10th March 2021

Just what i needed

The app is simple and easy to use. The savings come out of the account without you realising and have made it much easier to save little and often instead of waiting to see what is left in my account at the end of the month to transfer into savings. The saving streak notification is great as gives you targets and objectives for you to hit. Goals allow you to focus on specific requirement (new baby etc) and easy to alter settings help massively. Withdrawals are easy and fast and the online chat function works every time. The improvements and additions such as Chip +1 and HTB etc show that they are wanting to improve in their portfolio for their clients and are helping to drive savings forward. Reviewed on: 10th March 2021

Quality and easy-to-app

Very good user interface and makes you feel good about saving. Excited for the investment accounts that will open soon. Reviewed on: 10th March 2021

Saving without thinking

You can choose the auto save bracket you like, and the amounts mean you don’t really notice it. Easy to withdraw, and same day payments if your money is needed back. Fast customer service too! Reviewed on: 10th March 2021

Great app

I love chip, it’s really helped me save a lot in the past few years without really noticing it, I’ve told so many people I know about it because it’s such a great savings tool, especially for people who may not be that great at saving, it’s easy to use and anytime I’ve had an issue it’s been resolved very quickly which in the past 4 years I’ve been with them isn’t very often at all Reviewed on: 10th March 2021

Easy Peasy

Superb app, easy to save money and most importantly you don’t notice it so it quickly builds up. Reviewed on: 10th March 2021

Life Changing

I initially signed up to Chip to tackle my inibility to save - I would always try and save lump sums at the end of the month made up of whatever was left in my current account, which of course was always very little because these days we like many live to our means. Chip has ended up being my main source of savings, with new functionality like 'payday saving' meaning I have a lump sum saving each month as well as the weekly auto-saves. Chip has helped me pay for 3x family holidays abroad, whilst in parallel build up a solid general savings amount - with a far better interest rate than another savings account I have with a high street bank (which I am sorely tempted to transfer all current funds into Chip so I can close the high street bank account) Reviewed on: 10th March 2021

Top savings

Best trustable savings account in the uk Reviewed on: 10th March 2021

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