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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy savings

The easiest way to save, algorithm works out what small amounts you can save over time - just sit back and let it save for you. Great for people who think they can’t save money! Reviewed on: 10th March 2021

Helped a non saver save over £2000!!!

Chip has helped me gain control over my finances and has helped me save over £2000 without noticing. Means I can pay for things like holidays & Xmas without worrying or noticing. Also invested into them & set up an easy access account which currently has the highest interest rate around. Not sure what I’d do without it now Reviewed on: 10th March 2021

Only savings account thats worked

Chip is the only savings account that has worked for me, for the first time I’ve managed to save money and it’s such a great feeling!! Reviewed on: 10th March 2021

Great for easy saving!

Easy to use and control. Makes saving easy. Reviewed on: 10th March 2021

The best app for saving

The best app and Interest rates around Reviewed on: 10th March 2021

Clever push savings tool

Chip is one of the smartest push savings tools I've ever seen. It's taught me that you don't need to spend all your money every month but can save without having it affect what you spend. The range of savings partners it now has shows how estimated it's become, and the customer service when you have a question is first-class. It's transformed my view of app banking, saving and money tools Reviewed on: 10th March 2021

Simple and smart

The first app or saving plan that has ever really worked for me. Not one save that has been made was wrong. Reviewed on: 10th March 2021

Great app and savings rate

Market leading savings rate. Easy to move money in and out. Would benefit from offering debit cards/contactless and easier transfer between Chip accounts. Reviewed on: 10th March 2021

Easy way to save

Easy to set up. Let it do its thing and you'll be surprised how much you can save without really noticing Reviewed on: 10th March 2021

Just what I needed

Flexible, responsive, dynamic - fully mobile, easy to use. Reviewed on: 10th March 2021

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