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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great Idea and Already Saving Loads!

5
Has been great in automatically saving, and have already put away £200 in a few weeks without even noticing! Reviewed on: 10th March 2021

Great app for saving

4
This app is great for saving with the best saving rate out there for easy access. Easy to use and easy to pick up. The only slight downside is the processing time for depositing money. Still a great app though! Reviewed on: 10th March 2021

Unbelievably helpful savings apo

5
I've been using Chip for about 4 years now, initially just to supplement my savings but given the remarkable growth, innovation and backing from investors, it's now my go-to savings app. Can't wait to unlock investments! The future is bright! Reviewed on: 10th March 2021

Best

5
Best rate easy to use what more could you want Reviewed on: 10th March 2021

Great simple app enabling saving for the first time

5
This is app is great and has enabled me to save without noticing for the first time. All my family now use this too. Reviewed on: 10th March 2021

Easy savings

5
The easiest way to save, algorithm works out what small amounts you can save over time - just sit back and let it save for you. Great for people who think they can’t save money! Reviewed on: 10th March 2021

Helped a non saver save over £2000!!!

5
Chip has helped me gain control over my finances and has helped me save over £2000 without noticing. Means I can pay for things like holidays & Xmas without worrying or noticing. Also invested into them & set up an easy access account which currently has the highest interest rate around. Not sure what I’d do without it now Reviewed on: 10th March 2021

Only savings account thats worked

5
Chip is the only savings account that has worked for me, for the first time I’ve managed to save money and it’s such a great feeling!! Reviewed on: 10th March 2021

Great for easy saving!

5
Easy to use and control. Makes saving easy. Reviewed on: 10th March 2021

The best app for saving

5
The best app and Interest rates around Reviewed on: 10th March 2021

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