Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Clever push savings tool

Chip is one of the smartest push savings tools I've ever seen. It's taught me that you don't need to spend all your money every month but can save without having it affect what you spend. The range of savings partners it now has shows how estimated it's become, and the customer service when you have a question is first-class. It's transformed my view of app banking, saving and money tools Reviewed on: 10th March 2021

Simple and smart

The first app or saving plan that has ever really worked for me. Not one save that has been made was wrong. Reviewed on: 10th March 2021

Great app and savings rate

Market leading savings rate. Easy to move money in and out. Would benefit from offering debit cards/contactless and easier transfer between Chip accounts. Reviewed on: 10th March 2021

Easy way to save

Easy to set up. Let it do its thing and you'll be surprised how much you can save without really noticing Reviewed on: 10th March 2021

Just what I needed

Flexible, responsive, dynamic - fully mobile, easy to use. Reviewed on: 10th March 2021

Saving

Best savings rate. It’s not changing any random month like the traditional or non traditional bank! Reviewed on: 10th March 2021

So far enjoyed Chip. Excellent communication and update from the team.

Enjoying Chip. The team are very transparent and keep providing update regarding product and the clear notification keep you updated with what's happening with your money. Nice and easy to setup. Once done no need to worry sitback and relax. Reviewed on: 10th March 2021

Accidental savings!

Didn’t notice the money being saved or miss it. Fabulous really. Reviewed on: 10th March 2021

Good forward thinking app

Like the algorithm backed approach. Marketing is very slick. Easy to use app. Would recommend to others. Reviewed on: 10th March 2021

Useful app for stress free saving

The best thing about Chip is the auto save feature, which saves a little bit of money every week so you don’t need to think about saving. As someone with a lot of anxiety, it reduces my stress levels not having to worry about saving enough. I like that you can set a limit to prevent autosaves when your bank account is under a certain amount because again, I don’t need to worry about going overdrawn due to chip. However, the autosave feature now costs £1.50 a month, so if you’re low income, you probably won’t save enough to justify the cost, which I feel excludes a lot of people who could benefit from autosaves. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance (discontinued)
from Zoogla (inactive company) 4.25 from 3 reviews
Money account
from Monese 4.70 from 5956 reviews
Payments
from Square 5.00 from 1 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub