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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Efficient, user friendly, saving made easy!

I’ve been using Chip 1.25% savings account and I love it! I have saved nearly £5000 in a few months! The App is fast, reliable and great at keeping track of your money ;) Reviewed on: 10th March 2021

Great app to start saving

I like the app as it’s easy to use great service, always get an answer when I use the chat facilities. I started to save the last year or do and it’s worked really well for me I have recommended it to family and friends already. Only issue is if u use the algorithm you are charged every £100 you save which I think is a bit harsh. I’d prefer like a yearly charge or non at all!! Reviewed on: 10th March 2021

Fantastic no hassle savings

Chip takes the effort out of saving, with automatic and payday saves that are completely configurable to what you can afford. They also offer some of the best saving accounts around at the minute. Reviewed on: 10th March 2021

Helped me save for our wedding!

Always respond quickly to any queries and has really helped us save! Reviewed on: 10th March 2021

Highly recommend

Great app! Easy to use! Really good customer service! Reviewed on: 10th March 2021

Easy and user friendly savings tool

Chip is great. Makes saving so much easier and the introduction of new savings and investment products is a great addition. Reviewed on: 10th March 2021

The best savings rate on the market hands down

1.25% easy access, with interest earned every few weeks. Simple as that, best savings rate I’ve found for what I needed for just putting away a few thousand and watching it grow. Thanks Chip Reviewed on: 10th March 2021

Market Leading Interest Rate

Chip provides the benefit of stress-free savings through their intuitive AI, assessing a nominal amount which wouldn’t be necessarily felt as you go about day-to-day life. In addition, they offer the market leading interest rate which is easily accessible and has no drawbacks. Reviewed on: 10th March 2021

Highly recommended

Highly recommended app which helps you save unconsciously. Also has a market beating 1.25% bonus account Reviewed on: 10th March 2021

Saving has never been easier

Chip has helped me save nearly £10,000 over the last year and I’ve barely even noticed it. By linking to your bank account it understands your finances and when to take savings deposits, meaning it will take just the right amount that you won’t miss- but it quickly builds up! You’re fully in control and can always skip a save or withdraw any amount quickly and easily. Reviewed on: 10th March 2021

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