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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

So easy to save you don't notice it!

Chip is great for saving small amounts without really realising its happening. There is different options for small savings or larger weekly savings and the app is really easy to use and navigate. Reviewed on: 10th March 2021

Life Changing App

I’ve never been a saver. I grew up watching my parents employ really unhealthy habits with money that I now realise have invaded their way into my life. I had an epiphany during lockdown, it made me take stock; I really needed to change the way I handle my money & the Chip app helped me do this. Once my industry was given the go ahead to open up & I could start earning money again, I decided I really needed to get my life together & save for my future. Chip has made saving fun for me & even a little addictive! My OCD makes me want to round up numbers, so if Chip calculates an odd number save, I always add to the deposit that same day so I have a nice whole number. I’ve saved almost £5k over the past few months & there’s no way I would have ever done this without the app. If I continue on this path, I really might be able to buy a house one day, which is something I never thought was attainable for me. I love the Chip app & recommend it to everyone. Reviewed on: 10th March 2021

Excellent saving App

Excellent App, easy to save with auto saving mode. Reviewed on: 10th March 2021

Chip are great

One of the best apps I've used when doing any banking online. Well done Chip Reviewed on: 10th March 2021

really great app

It does what it says on the tin. No fuss or hassle. Reviewed on: 10th March 2021

Fantastic product

A seamless solution offering an app based approach to saving! Innovative, talented and driven company! Reviewed on: 10th March 2021

Best thing to happen to me on 2020

An easy way to save money without even thinking about it. Easy to set up and use. The money collects and is ready available should you need it. The app is innovative, giving everyone a way to save what they can when they can. Reviewed on: 10th March 2021

Great app but wish they kept their interest rates

It’s a great tool to save, and makes saving a lot more effortless. When I joined and you were able to get a 5% interest rate it was great! That really helped me out when I first started at university. The app is still great and you can get up to 1.25% interest for an easy access saver, which is still very high. It’s just a shame they couldn’t keep their old interest rates. Reviewed on: 10th March 2021

Easy to use and user-friendly

Liking the little nuggets of info about all things financial which are mostly relevant to me. Reviewed on: 10th March 2021

Hit Every Target

I’ve been using Chip for a number of years now and have had the opportunity to see it change and grow. All powered by the auto save algorithm which has helped me save for so many things! Since using Chip, I’ve saved for a holiday in Australia, deposit on a house and now very close to my savings target for home improvements. I would consider myself financially savvy but using chip has taken my saving ability to the next level. Reviewed on: 10th March 2021

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Chip: Savings App reviews

23300% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18447)

So easy to save you don't notice it!

Life Changing App

Excellent saving App

Chip are great

really great app

Fantastic product

Best thing to happen to me on 2020

Great app but wish they kept their interest rates

Easy to use and user-friendly

Hit Every Target

Review Chip: Savings App now

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