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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple and effective

Easy to connect to your bank and retain full control over your level of saving. Also the fact you can get access to what is effectively the best interest rate in the UK is a bonus! Reviewed on: 10th March 2021

I've saved money

The AI savings has made a huge difference to my saving habits - I am confident the system will save what it can, and 'almost' passively my savings have hugely increased. Well worth it. Reviewed on: 10th March 2021

Great app but not free

Shame about the monthly fees with this app. To get the account which pays 1.25% interest you have to use ‘auto-save’ which incurs a monthly fee. Id rather not use the auto-save function and save the fee. Reviewed on: 10th March 2021

Unrivalled interest rates

I found this account incredibly easy to set up and for my savings (£2,000) there were very little accounts offering any interest. Chip is by far the highest. Reviewed on: 10th March 2021

Helped me save for the first time in my life!

I’ve always wanted to save but I was never very good at it; Chip has changed this for me. The small amounts (that I don’t even miss) have gradually built up and seeing this grow has changed my mindset with money. I’ve had very few issues with the app, but when I have they’ve been dealt with quickly and efficiently, it’s great service! Thank you Chip! Reviewed on: 10th March 2021

Efficient, user friendly, saving made easy!

I’ve been using Chip 1.25% savings account and I love it! I have saved nearly £5000 in a few months! The App is fast, reliable and great at keeping track of your money ;) Reviewed on: 10th March 2021

Great app to start saving

I like the app as it’s easy to use great service, always get an answer when I use the chat facilities. I started to save the last year or do and it’s worked really well for me I have recommended it to family and friends already. Only issue is if u use the algorithm you are charged every £100 you save which I think is a bit harsh. I’d prefer like a yearly charge or non at all!! Reviewed on: 10th March 2021

Fantastic no hassle savings

Chip takes the effort out of saving, with automatic and payday saves that are completely configurable to what you can afford. They also offer some of the best saving accounts around at the minute. Reviewed on: 10th March 2021

Helped me save for our wedding!

Always respond quickly to any queries and has really helped us save! Reviewed on: 10th March 2021

Highly recommend

Great app! Easy to use! Really good customer service! Reviewed on: 10th March 2021

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