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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and user friendly savings tool

Chip is great. Makes saving so much easier and the introduction of new savings and investment products is a great addition. Reviewed on: 10th March 2021

The best savings rate on the market hands down

1.25% easy access, with interest earned every few weeks. Simple as that, best savings rate I’ve found for what I needed for just putting away a few thousand and watching it grow. Thanks Chip Reviewed on: 10th March 2021

Market Leading Interest Rate

Chip provides the benefit of stress-free savings through their intuitive AI, assessing a nominal amount which wouldn’t be necessarily felt as you go about day-to-day life. In addition, they offer the market leading interest rate which is easily accessible and has no drawbacks. Reviewed on: 10th March 2021

Highly recommended

Highly recommended app which helps you save unconsciously. Also has a market beating 1.25% bonus account Reviewed on: 10th March 2021

Saving has never been easier

Chip has helped me save nearly £10,000 over the last year and I’ve barely even noticed it. By linking to your bank account it understands your finances and when to take savings deposits, meaning it will take just the right amount that you won’t miss- but it quickly builds up! You’re fully in control and can always skip a save or withdraw any amount quickly and easily. Reviewed on: 10th March 2021

So easy to save you don't notice it!

Chip is great for saving small amounts without really realising its happening. There is different options for small savings or larger weekly savings and the app is really easy to use and navigate. Reviewed on: 10th March 2021

Life Changing App

I’ve never been a saver. I grew up watching my parents employ really unhealthy habits with money that I now realise have invaded their way into my life. I had an epiphany during lockdown, it made me take stock; I really needed to change the way I handle my money & the Chip app helped me do this. Once my industry was given the go ahead to open up & I could start earning money again, I decided I really needed to get my life together & save for my future. Chip has made saving fun for me & even a little addictive! My OCD makes me want to round up numbers, so if Chip calculates an odd number save, I always add to the deposit that same day so I have a nice whole number. I’ve saved almost £5k over the past few months & there’s no way I would have ever done this without the app. If I continue on this path, I really might be able to buy a house one day, which is something I never thought was attainable for me. I love the Chip app & recommend it to everyone. Reviewed on: 10th March 2021

Excellent saving App

Excellent App, easy to save with auto saving mode. Reviewed on: 10th March 2021

Chip are great

One of the best apps I've used when doing any banking online. Well done Chip Reviewed on: 10th March 2021

really great app

It does what it says on the tin. No fuss or hassle. Reviewed on: 10th March 2021

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