Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Saving finally on track!

Ever since downloading Chip 18 months ago I finally have my saving on track! Without even really trying I’ve saved £4,500 which pre-Covid paid for a few holidays and now is the start of my house deposit. Chip has quickly become my new favourite app and I love seeing my saving figures go from strength to strength. I only wish I had discovered it earlier! Reviewed on: 10th March 2021

Best rate with instant access to funds

Easy to setup....Easy to use....Easy to save. Easy to access. Excellent rate of 1.25% on balance upto £5000 and FSCS protected for your peace of mind. Would recommend Chip. Reviewed on: 10th March 2021

Great way of saving money without noticing too much

I love the flexibility of the app . You don't feel the pinch of saving as it takes what you can afford and you can always stop a payment if you know it's going to leave you short. It's a great way to save without having to go to the bank or having money laying around the house . Reviewed on: 10th March 2021

How to save effortlessly

This fantastic app saves your money without any effort from yourself. A win win Reviewed on: 10th March 2021

Very convenient, with a market-beating interest rate

Everything in-app and very easy to use Reviewed on: 10th March 2021

Simple, easy and effective

Having used Chip and another similar product, I find Chip that much better and easier to understand. I wholeheartedly recommend it. Reviewed on: 10th March 2021

Best app saving app

This is the best saving app I had seen since long time and it’s made safe over £2000 less then 1yr without me noticing Reviewed on: 10th March 2021

Changed my savings mindset

Before using Chip, I did not save any money through habit from my student days. Chip has allowed me to passively to save money on a regular and consistent basis, without having to think about putting money away. This has been instrumental in enabling me to save the most money I've ever had, which has really helped during the pandemic and also with the birth of my new son. I cannot recommend highly enough! Reviewed on: 10th March 2021

Sound app looking after me

Chip's offerings are second to none. Staff are everpresent to answer queries. Distinctively, the layout of the app is ideal for beginner budgeters like myself looking to start on this new journey. Reviewed on: 10th March 2021

Really easy saving

I managed to save thousands when before I couldn’t get in the habit of saving anything Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance app
from Snoop 4.89 from 11118 reviews
Personal finance (discontinued)
from Zoogla (inactive company) 4.25 from 3 reviews
Boodle app
from Boodle 0.00 from 0 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1034 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub