Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Fantastic product

A seamless solution offering an app based approach to saving! Innovative, talented and driven company! Reviewed on: 10th March 2021

Best thing to happen to me on 2020

An easy way to save money without even thinking about it. Easy to set up and use. The money collects and is ready available should you need it. The app is innovative, giving everyone a way to save what they can when they can. Reviewed on: 10th March 2021

Great app but wish they kept their interest rates

It’s a great tool to save, and makes saving a lot more effortless. When I joined and you were able to get a 5% interest rate it was great! That really helped me out when I first started at university. The app is still great and you can get up to 1.25% interest for an easy access saver, which is still very high. It’s just a shame they couldn’t keep their old interest rates. Reviewed on: 10th March 2021

Easy to use and user-friendly

Liking the little nuggets of info about all things financial which are mostly relevant to me. Reviewed on: 10th March 2021

Hit Every Target

I’ve been using Chip for a number of years now and have had the opportunity to see it change and grow. All powered by the auto save algorithm which has helped me save for so many things! Since using Chip, I’ve saved for a holiday in Australia, deposit on a house and now very close to my savings target for home improvements. I would consider myself financially savvy but using chip has taken my saving ability to the next level. Reviewed on: 10th March 2021

Saving finally on track!

Ever since downloading Chip 18 months ago I finally have my saving on track! Without even really trying I’ve saved £4,500 which pre-Covid paid for a few holidays and now is the start of my house deposit. Chip has quickly become my new favourite app and I love seeing my saving figures go from strength to strength. I only wish I had discovered it earlier! Reviewed on: 10th March 2021

Best rate with instant access to funds

Easy to setup....Easy to use....Easy to save. Easy to access. Excellent rate of 1.25% on balance upto £5000 and FSCS protected for your peace of mind. Would recommend Chip. Reviewed on: 10th March 2021

Great way of saving money without noticing too much

I love the flexibility of the app . You don't feel the pinch of saving as it takes what you can afford and you can always stop a payment if you know it's going to leave you short. It's a great way to save without having to go to the bank or having money laying around the house . Reviewed on: 10th March 2021

How to save effortlessly

This fantastic app saves your money without any effort from yourself. A win win Reviewed on: 10th March 2021

Very convenient, with a market-beating interest rate

Everything in-app and very easy to use Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Debt Manager 5.00 from 4 reviews
Personal Finance App
from Novus 1.80 from 5 reviews
Payment Provider
from Cash App 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub