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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple, easy and effective

5
Having used Chip and another similar product, I find Chip that much better and easier to understand. I wholeheartedly recommend it. Reviewed on: 10th March 2021

Best app saving app

5
This is the best saving app I had seen since long time and it’s made safe over £2000 less then 1yr without me noticing Reviewed on: 10th March 2021

Changed my savings mindset

5
Before using Chip, I did not save any money through habit from my student days. Chip has allowed me to passively to save money on a regular and consistent basis, without having to think about putting money away. This has been instrumental in enabling me to save the most money I've ever had, which has really helped during the pandemic and also with the birth of my new son. I cannot recommend highly enough! Reviewed on: 10th March 2021

Sound app looking after me

5
Chip's offerings are second to none. Staff are everpresent to answer queries. Distinctively, the layout of the app is ideal for beginner budgeters like myself looking to start on this new journey. Reviewed on: 10th March 2021

Really easy saving

5
I managed to save thousands when before I couldn’t get in the habit of saving anything Reviewed on: 10th March 2021

Easy way to save

5
The app is very intuitive; you can set your own savings parameters and the whole process, including not having to wait for withdrawals is a doddle. Would recommend Reviewed on: 10th March 2021

Great offerings !

5
Chip offers Fantastic customer experience Reviewed on: 10th March 2021

Great habit creating app and hassle free

5
Easy to set up, great encourangement to save! Reviewed on: 10th March 2021

Great app

5
I love the app and the way it works out how much I can save each month. It has opened my eyes to saving better. The interest rate is pretty good too Reviewed on: 10th March 2021

Fantastic App

5
Great app - got me saving without even realising Reviewed on: 10th March 2021

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