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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great App - Great Service

I’m usually bad at saving but since using Chip it has changed my life. Regular saves and pay day put aways make it easy to save for whatever you need and when you get issues the team are first rate at resolving them. Brilliant all round experience! Reviewed on: 10th March 2021

Save without knowing it

So easy to save little and often which builds up very fast - don’t even notice you’re building a nest egg! Reviewed on: 10th March 2021

Simple easy useful

Honestly the best app around for auto saving. Reviewed on: 10th March 2021

Clever app to save you money.

Chip, has developed into a clever product that can actually save you money into a nice little nest-egg - without you knowing it's happening. The app is continually being developed and updated and along with new and exciting products in developments, I think Chip will be the "go to" app for everyone. Reviewed on: 10th March 2021

Best savings decision I ever made

Signing up to Chip was the best savings decision I ever made. I didn't realise how easy it was to squirrel away some money every now and then and, especially when you're not paying attention, how quickly it all adds up! Chip has helped me save for holidays, Christmas presents, and things for my wedding, and next on the list are honeymoon & house deposit - all felt so easy to pay for! And now I've been lucky enough to get Chip+1, it's easily the best interest rate I've found. The customer service, on the rare time I've needed it, has been impeccable. I can't recommend Chip enough. Reviewed on: 10th March 2021

Amazing savings!!

I love chip, it’s helped me save much more than I would have ever put away myself. The way it calculates savings is so clever and I never have to dip in it! Savings are for a post lockdown holiday! Reviewed on: 10th March 2021

So easy to save!

I find Chip incredibly useful for making small, manageable saves. It calculates what you can afford to save without 'noticing' and you watch the money grow! I have the account which accrues some interest now and it's great to get small bonus payouts too. Reviewed on: 10th March 2021

Market beating interest rate

The interest rate is much better than any other on the market and the promising Investment platform is launching soon. Reviewed on: 10th March 2021

Great savings app!

Chip make it easy to save with the auto-save feature and payday put-away. It helps me stay disciplined in saving for the future. Reviewed on: 10th March 2021

Excellant

I have been saving with Chip for over 3 years now and I love it :) Reviewed on: 10th March 2021

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