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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Super easy way to save!

5
Chip is such an easy way to save without even noticing you're doing it! Reviewed on: 10th March 2021

Great savings app!

5
This app has been great to help me work towards my savings goals! It is very easy to use and very secure. I would definitely recommend this app to someone who is looking to save up their money. Reviewed on: 10th March 2021

Simple but a highly effective way to save

5
Helps me to put aside savings for either short or longer term spending. The fuss free way it makes regular deposits and now the highly competitive interest rate make it a great addition to my finances. If you struggle to save regularly or have a future purchase in mind, it makes so much sense. I think I’d be worse off without it. A simply great app. Reviewed on: 10th March 2021

The easiest way to save money!

5
Great service and excellent rates of interest. It’s the best way of saving - a little here and there! Reviewed on: 10th March 2021

Chip off the old block

5
easy to use, competitive bonus rate Reviewed on: 10th March 2021

Great App - Great Service

4
I’m usually bad at saving but since using Chip it has changed my life. Regular saves and pay day put aways make it easy to save for whatever you need and when you get issues the team are first rate at resolving them. Brilliant all round experience! Reviewed on: 10th March 2021

Save without knowing it

5
So easy to save little and often which builds up very fast - don’t even notice you’re building a nest egg! Reviewed on: 10th March 2021

Simple easy useful

5
Honestly the best app around for auto saving. Reviewed on: 10th March 2021

Clever app to save you money.

5
Chip, has developed into a clever product that can actually save you money into a nice little nest-egg - without you knowing it's happening. The app is continually being developed and updated and along with new and exciting products in developments, I think Chip will be the "go to" app for everyone. Reviewed on: 10th March 2021

Best savings decision I ever made

5
Signing up to Chip was the best savings decision I ever made. I didn't realise how easy it was to squirrel away some money every now and then and, especially when you're not paying attention, how quickly it all adds up! Chip has helped me save for holidays, Christmas presents, and things for my wedding, and next on the list are honeymoon & house deposit - all felt so easy to pay for! And now I've been lucky enough to get Chip+1, it's easily the best interest rate I've found. The customer service, on the rare time I've needed it, has been impeccable. I can't recommend Chip enough. Reviewed on: 10th March 2021

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