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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Really great product with market-beating rates

I've been a user from very early on and it's my primary savings account these days. I love the auto-save functionality and their interest rates have been superb recently. I can't wait until they add the investment account too. Keep up the good work! Reviewed on: 10th March 2021

Fantastic App

Chip as help me in saving a lot with doing anything, the auto save option is very unique and really made a difference for me. Reviewed on: 10th March 2021

Clever app

Clever app, with good interest rates, making saving a no thought option. Reviewed on: 10th March 2021

Best savings rate

App is a little clunky but their savings rate is great! I first started using chip when their auto save feature was free and loved it, but now I just use their account for manual saving into the high interest rate account. Reviewed on: 10th March 2021

A Great Friend-Chip

A really easy to use and intuitive app that makes saving easy. Reviewed on: 10th March 2021

Great way to save

Easy to use app, and best way to save in these challenging times Reviewed on: 10th March 2021

In love with Chip.

I am proud to be a Chip user, and it is the first app that made me reach my goals. Recommended Reviewed on: 10th March 2021

I never saved before!

Chips app is like magic, before you know it you have saved money whereas before I really struggled. It's super easy, user friendly and they are constantly adding new features. Reviewed on: 10th March 2021

Great app, great savings

I've used Chip for a few years and have managed to save more than I've ever saved before. Having the payday save option makes me feel accountable and I'm looking forward to new additions to the app Reviewed on: 10th March 2021

Saving without noticing

By using Chip I have been able to save significant amounts of money without feeling the pinch, and without the admin that goes with other methods of saving. The monies saved provide a great buffer for life’s mishaps! Would highly recommend to anyone who wants hassle free saving! Reviewed on: 10th March 2021

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