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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Excellent

5
Chip has been an excellent savings app for me. No hassle and so easy to use Reviewed on: 10th March 2021

Highest savings out there

4
Easy to use, always getting better and offers the best interest on my savings Reviewed on: 10th March 2021

Takes the hassle out of money management....customer focussed!

5
I have been a user of Chip and am now an investor too. The product is fantastic and the reasoning behind the product is entirely about the customer. This is a business that listens, a product that automated savings, surprises and delights with the ease of creating wealth and shortly is taking that to the next level with wealth management. Reviewed on: 10th March 2021

Game changer

5
It’s an amazing easy to use product, that helps busy people not only organise their finances with simplicity but also helps them save without having to think. The notification and messaging around the savings you’re making is also a little feel good boost when you receive one, which we can all do with in these trying times. Well done Chip! Reviewed on: 10th March 2021

Chip is user friendly

5
The Chip app is very well designed and easy to use, it makes saving easy. Reviewed on: 10th March 2021

Changed my savings ability

5
Since downloading chip I have been able to save so much more money than I normally would have! As it is all done for me and taking little amounts each time that make it seem unnoticeable have a huge effect when I open my account after a while. Reviewed on: 10th March 2021

***** just try it!

5
A fantastic app ensuring you’ll be able to save without even having to think about it. It’s amazing. I’ve managed to save for the first time in my life and this achievement can’t be downplayed Reviewed on: 10th March 2021

Easy saving!

5
Easiest way I've ever saved money. I love the subtlty of the app and the ease of changing my saving level when I need to! Reviewed on: 10th March 2021

Excellent savings platform

5
I started using the Chip app around 2 years ago. Since then I managed to save a lot more money than I thought I would ever be able to. I also like the continuous improvements made to the app as well as the introduction of new accounts within the app. I already recommended the app to a friend who is just as happy with their savings as I am. Reviewed on: 10th March 2021

Great service, solid app

5
Fast customer service. Stable app Reviewed on: 10th March 2021

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