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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Modern way to save!

Chip is a fantastic tool for a generation who aren’t as focussed on saving - working in the background to build a pot without jeopardising your normal spend. It’s helped me to book holidays and make house renovations that I otherwise couldn’t afford. Also, the developers keep improving and adding functionality such as high interest saving and investment opportunities. Clearly the way forward for banking! Reviewed on: 10th March 2021

Great app

Excellent app that works in the background to help me save money. Reviewed on: 10th March 2021

Chip bonus is amazing

Have been saving with Chip for many years with an 5% introductory bonus which was incredible. Still impressive that they’re now able to offer 1.25% bonus up to £5k during the pandemic whilst most banks have cut their savings interest rates to less than 0.5%. Thanks for getting us one step closer to our goals! Reviewed on: 10th March 2021

Straightforward, clear and easy to save -with great touches

I've only used Chip for a short period of time, but I've already made the most of its excellent rates, its smart save features and its easy to understand approach to simple saving. Reviewed on: 10th March 2021

Traditional banks watch out!

Chip has helped me to save towards my financial goals and I’ve auto saved an amount I wouldn’t have thought possible, nor an amount I would have saved if I were saving manually. Really great tool with lots of innovation on the roadmap. Can’t wait to see what else is to come! Reviewed on: 10th March 2021

Really great product with market-beating rates

I've been a user from very early on and it's my primary savings account these days. I love the auto-save functionality and their interest rates have been superb recently. I can't wait until they add the investment account too. Keep up the good work! Reviewed on: 10th March 2021

Fantastic App

Chip as help me in saving a lot with doing anything, the auto save option is very unique and really made a difference for me. Reviewed on: 10th March 2021

Clever app

Clever app, with good interest rates, making saving a no thought option. Reviewed on: 10th March 2021

Best savings rate

App is a little clunky but their savings rate is great! I first started using chip when their auto save feature was free and loved it, but now I just use their account for manual saving into the high interest rate account. Reviewed on: 10th March 2021

A Great Friend-Chip

A really easy to use and intuitive app that makes saving easy. Reviewed on: 10th March 2021

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