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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Chip changed my life

I’ve never ever saved before, and I now have enough money put aside to build my dream garden project. I tell everyone to download this app! It’s life changing. Reviewed on: 10th March 2021

Innovative, easy and fun

The app works well and makes saving easy. The interface is fun and user-friendly- would definitely recommend! Reviewed on: 10th March 2021

Great app, innovative and easy to use

I've been using Chip for around 18 months and in that time I've saved over £1500 using their automated savings calculator. I've never even noticed the difference in my bank account but it's great to have those savings for a rainy day. The app is user friendly and easy to use. I've also taken advantage of the market leading 1.25 interest rates and am eagerly awaiting the launch of their investment platform. I've never been financially minded but the app is easy to understand and use. Reviewed on: 10th March 2021

Excellent savings app

Very simple to use and understand. Offers excellent interest rates and I felt secure in sending my money to them. Reviewed on: 10th March 2021

Fantastic easy to use app with great interest rates

Chip makes it easy for savers, linking to their bank account allowing them to save prudently or more ambitiously, and all at a market leading rate. Reviewed on: 10th March 2021

A shining light...

The interest rate is clearly a draw, but it goes beyond that - simple to use and comes with great functionality. Reviewed on: 10th March 2021

Simple automatic savings

I've been using Chip for years and it makes saving and growing your money (Chip +1) so simple. Reviewed on: 10th March 2021

Simple and easy

The app is very user friendly. The savings are very effortlessly and easy to control. The interest earnings account I would say that it will only be worthy of you can save £5000 in less than 12 weeks, as they charge £1.5 per month. I haven't reached the 12 weeks yet. Haven't needed to use Customer service, and the updated info they send is very approachable and friendly with some very entertaining content. Really recommend the Chip- instant access savings account, that has no interest returns, but can't recommend yet the Chip+1 with 1.5% return. Reviewed on: 10th March 2021

Slick savings, with heart & humour

Demystifying the usually stuffy and disinteresting business of saving, Chip makes the experience easy and fun, yet still ensures it's savers are in control. Have saved quickly without having to even think about it, thanks to Chip's awesome AI, and so would heartily recommend... Reviewed on: 10th March 2021

Easy and reliable

Everybody likes it and it gets better every time! I really have no complaints with it Reviewed on: 10th March 2021

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