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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

So easy to save money and great products

Very easy to use and makes saving money effortless. Reviewed on: 10th March 2021

amazing!

I've saved so much over the years and unconsciously!! brilliant app and bank Reviewed on: 10th March 2021

Ruddy bloody good

Terrific at stashing away the pennies for a rainy day. Run by great people who have their investors’ best interests at heart. Reviewed on: 10th March 2021

Easy and above all methodical saving

Most people struggle with the "putting money aside" part and forgetting about it. Chip is great at that, automatically checking how much money you should be able to save and putting it aside for a rainy day. Reviewed on: 10th March 2021

Brilliant app

Ticks along in background saving money and you can access it any time. Absolutely brilliant Reviewed on: 10th March 2021

Chip changed my life

I’ve never ever saved before, and I now have enough money put aside to build my dream garden project. I tell everyone to download this app! It’s life changing. Reviewed on: 10th March 2021

Innovative, easy and fun

The app works well and makes saving easy. The interface is fun and user-friendly- would definitely recommend! Reviewed on: 10th March 2021

Great app, innovative and easy to use

I've been using Chip for around 18 months and in that time I've saved over £1500 using their automated savings calculator. I've never even noticed the difference in my bank account but it's great to have those savings for a rainy day. The app is user friendly and easy to use. I've also taken advantage of the market leading 1.25 interest rates and am eagerly awaiting the launch of their investment platform. I've never been financially minded but the app is easy to understand and use. Reviewed on: 10th March 2021

Excellent savings app

Very simple to use and understand. Offers excellent interest rates and I felt secure in sending my money to them. Reviewed on: 10th March 2021

Fantastic easy to use app with great interest rates

Chip makes it easy for savers, linking to their bank account allowing them to save prudently or more ambitiously, and all at a market leading rate. Reviewed on: 10th March 2021

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