Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

A shining light...

The interest rate is clearly a draw, but it goes beyond that - simple to use and comes with great functionality. Reviewed on: 10th March 2021

Simple automatic savings

I've been using Chip for years and it makes saving and growing your money (Chip +1) so simple. Reviewed on: 10th March 2021

Simple and easy

The app is very user friendly. The savings are very effortlessly and easy to control. The interest earnings account I would say that it will only be worthy of you can save £5000 in less than 12 weeks, as they charge £1.5 per month. I haven't reached the 12 weeks yet. Haven't needed to use Customer service, and the updated info they send is very approachable and friendly with some very entertaining content. Really recommend the Chip- instant access savings account, that has no interest returns, but can't recommend yet the Chip+1 with 1.5% return. Reviewed on: 10th March 2021

Slick savings, with heart & humour

Demystifying the usually stuffy and disinteresting business of saving, Chip makes the experience easy and fun, yet still ensures it's savers are in control. Have saved quickly without having to even think about it, thanks to Chip's awesome AI, and so would heartily recommend... Reviewed on: 10th March 2021

Easy and reliable

Everybody likes it and it gets better every time! I really have no complaints with it Reviewed on: 10th March 2021

Chip - The easiest way to save!

An excellent and simple way to save without feeling it! The app works away in the background saving drive and drabs until voila! You have saved enough for your goal! Now with the highest market interest rate and new exciting investment opportunities the only way is up for Chip! Reviewed on: 10th March 2021

Competition Leading Interest rate

Chip offer a 1.25%APR. However this is not compounded and is paid as a bonus rather than into the savings account. The cap is also £5K which suits day-to-day savers but won't replace your ISA. The app is a little less intuitive than I'd like. Some of the buttons "don't work". You cannot just turn off the autosave feature as the button would not activate. Instead I had to set my minimum balance to £100,000 to stop the autosave feature. If you need an app to squirrel money away from you, then I'm sure it's of use. But this feature was not for me. Reviewed on: 10th March 2021

Great App

Great app saving me money without even knowing with the added benefit of a high interest rate! Reviewed on: 10th March 2021

The best service I've ever used

I struggled for years to save money after finishing university, as I started my independent life living away from parents, working, and having to pay a lot in outgoings. I discovered Chip in 2019 and since then I can't imagine being without it. Chip has helped me in some desperate times of need from using the money I had squirreled away, paying for the odd occasional treat, and has been helping me to save forwards a deposit to put down on a future house as a first-time buyer. I've recommended this service to my family and friends who have all made huge savings within months as well! It's helped me so much, I highly recommend it to anyone who finds they're in a similar situation to what I was in before using Chip. Reviewed on: 10th March 2021

Saving without thinking

Regular automatic saves designed so that I don't notice makes saving effortless, and I am constantly surprised by the little nest egg that has accumulated. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money account
from Monese 4.70 from 5956 reviews
Payments
from BOON 3.00 from 2 reviews
Money Transfer
from Currency Solutions 5.00 from 1 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub