Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Rag to Riches

5
Not quite riches! But much further forward than I ever have been. Have always been a terrible saver and this app has meant I have become one of ‘them’ and I like it. Super straight forward and don’t even notice it leaving my pay check! Great app Reviewed on: 10th March 2021

The Best Pain-Free Way To Save

5
As someone with ADHD who forgets to save and has made impulse buys in the past leaving myself with no money, Chip is a godsend! It saves for you, and congratulates you on saving so you want to do it more. You can see how much you've saved going up and the interest on your savings increasing which is wonderful. Been saving with Chip for years and have already recommended it to everyone I know. Now with additional features like Chip+1 and Investment coming out, I think it's only about to get better! Reviewed on: 10th March 2021

Easy and fun

5
I have been using chip for some years and it’s the one savings account I have stuck to. I love the interactive feature, the ease and how effortless it feels. Lots of features and quick and easy transactions. I’m always recommending to friends. Reviewed on: 10th March 2021

Great for saving

5
Very easy to use and great for stashing money away! Reviewed on: 10th March 2021

A great app

4
Simple. Clear. Easy to use. Chip makes saving regularly a quick and effortless process, whilst currently offering one of the best rates available Reviewed on: 10th March 2021

Amazing saving app

4
Was pleasantly surprised to see the amount saved over few months and with no intrusion just letting AI work on it in the background.. Reviewed on: 10th March 2021

Easy saving

5
Chip, has been incredibly easy to use and allowed me to save up for so many things with so little effort. Reviewed on: 10th March 2021

Great app

5
Easy to setup and use. No tricky questions !! Reviewed on: 10th March 2021

No hassle easy saves

5
Used a few automatic savings app this one is head and shoulders above the rest, helping me soon achieve a deposit on a property, wouldn’t know what my savings would be like with out it all credit to them Reviewed on: 10th March 2021

Great app easy to use

5
Great app, easy to use, fab customer services. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products