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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple yet smart!

Amazing app, simple easy to use and keeps me up to date and on track with savings targets! Reviewed on: 10th March 2021

Best rate on the market

With baks savings account offering terrible rates, chip bucks the trend Reviewed on: 10th March 2021

Very good

Easy to use and set up, great interaction and favourable rates Reviewed on: 10th March 2021

Best savings app

I love this app. I used to struggle to save money, but now I don’t even have to think about it. It is so easy. I have saved quite an astounding amount I never thought was possible before. Thanks Chip! Reviewed on: 10th March 2021

A great, easy to use app that I have been with since the start

As well as a user of chip, it was my first step into investing. It's a simple concept of automatically saving a little but ensuring you can afford it and adjusting the save amounts automatically using AI (a research interest of mine in my professional life). An all round great experience using that I hope to see prosper in the future. Reviewed on: 10th March 2021

Rag to Riches

Not quite riches! But much further forward than I ever have been. Have always been a terrible saver and this app has meant I have become one of ‘them’ and I like it. Super straight forward and don’t even notice it leaving my pay check! Great app Reviewed on: 10th March 2021

The Best Pain-Free Way To Save

As someone with ADHD who forgets to save and has made impulse buys in the past leaving myself with no money, Chip is a godsend! It saves for you, and congratulates you on saving so you want to do it more. You can see how much you've saved going up and the interest on your savings increasing which is wonderful. Been saving with Chip for years and have already recommended it to everyone I know. Now with additional features like Chip+1 and Investment coming out, I think it's only about to get better! Reviewed on: 10th March 2021

Easy and fun

I have been using chip for some years and it’s the one savings account I have stuck to. I love the interactive feature, the ease and how effortless it feels. Lots of features and quick and easy transactions. I’m always recommending to friends. Reviewed on: 10th March 2021

Great for saving

Very easy to use and great for stashing money away! Reviewed on: 10th March 2021

A great app

Simple. Clear. Easy to use. Chip makes saving regularly a quick and effortless process, whilst currently offering one of the best rates available Reviewed on: 10th March 2021

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