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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy to use

Simple set up, automatically saves and flexible plans. New products coming Reviewed on: 10th March 2021

Excellent aid to saving

Chip is simple to use and very flexible . Has made it very easy for me to build up short term savings pots. Very well set out development pipeline for new products and features. Reviewed on: 10th March 2021

Brilliant saving app

I have recommended to everyone who wants to save a little and get on top of their finances. Really easy to set up and use and i have had no issues at all. The savings goals and traffic light system to see if you're on track is my favorite part Reviewed on: 10th March 2021

Chip really helped me to save

Great idea to help save money. The app takes the work out of trying to budget a save and does this for you. I have saved more than ever using it and they also have a great interest rate to savings account too - beats my current bank by a long way! Well done to Team Chip! :-) Reviewed on: 10th March 2021

It's brilliant, and does what it says on the tin

Chip has transformed the way I save. The reason for this is that it is a genuinely well designed product with a BRILLIANT algorithm. Their competitors' algorithms are woefully inferior. It does exactly what it's meant to: it saves just the right amount of money without you feeling it. I've recommended it to lots of friends and family. Reviewed on: 10th March 2021

It is a good app for saving

It is a good app for saving. They give the best interest in the market for 5k. It's 1.25% Reviewed on: 10th March 2021

Absolutely Amazing

The algorithm that Chip uses just makes it feel like you are buying a takeaway or a cup of coffee, it never feels like you have been kicked in the gut. It saves money for you nice and slow. I leave it ticking over and have a pleasant surprise when I log on to the app to see how much it has put away for me :) Reviewed on: 10th March 2021

Best saving app

I love this app allows to save biiiig big money Reviewed on: 10th March 2021

Saving, simplified.

Chip has been great for a long time, starting with their AI saving solution taking thought out of it and allowing users to build up a savings pot without really feeling it. Combined with industry leading interest rates and even more upcoming features, it really seems like they’re leading the way! Reviewed on: 10th March 2021

Dragged me out of debt

Chip was a life saver. I'm sure I'd still be in debt if it wasn't for the amazing AI they used to show how much I could afford to save/pay off debt Reviewed on: 10th March 2021

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