Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

The best way to save money. Ever. Full stop.

A savings account where you can actually save! I am flabbergasted how easy, safe, and effective this is. I've been using for 3 years, automatically saving a few quid each week, and an optional £25 every pay day, and every time I log in and see how it is adding up I can't believe it. So easy and so effective. You are always in control, so you can stop a save, add more, withdraw, whatever you need. The tech is great, and I trust it implicitly. Recommended 100x over. Reviewed on: 10th March 2021

easy saving

good way to save and good rate, easy access Reviewed on: 10th March 2021

Amazing, easy.

Such ease to Dave, I don’t even notice the few pounds here and there. Chip is helping me pay for the wedding I never thought I could have Reviewed on: 10th March 2021

Excellent app with market leading savings rates

Now that the 1.25% interest account has been introduced, Chip is the best place to put savings. The app is intuitive and easy to use and the overall service is excellent! With investment accounts coming soon, I will be using Chip for more of my savings. Reviewed on: 10th March 2021

Great micro savings app

I love being able to save without feeling a huge dent and this app makes it easy and safe! I don’t have to worry about overdrafts or saving too much. Reviewed on: 10th March 2021

Perfect for saving without thinking about it

A perfect application for saving money without having to put the effort in; just open the app, set your save level and forget about it whilst it does all the work for you. Chip provides an intuitive and simple yet powerful interface to put money away on a regular basis, with the option to set goals and timelines you can quickly start putting money away for that special occasion or treat you’ve always wanted Reviewed on: 10th March 2021

Chips when you have earned them!

Allows me to save without feeling the hit. It’s a really helpful saving tool. Reviewed on: 10th March 2021

Very easy

Saves without me having to think about it, while staying in control. Reviewed on: 10th March 2021

Great way of saving!

Great app. Really user friendly. The comms are all really accessible (ie engaging, short but impactful). A really great way to save without even noticing! I’ve saved about £10k over 2 years. Reviewed on: 10th March 2021

Huge help in saving money

Before using Chip I always struggled to find money to buy a new gadget or book a holiday. With Chip is like paying installments, interest free, for something you will buy in the future. I love it. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Dashly 4.59 from 19 reviews
Financielle App
from Financielle App 4.58 from 5 reviews
Household finance app
from Nous 4.99 from 103 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub