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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing saving app

4
Was pleasantly surprised to see the amount saved over few months and with no intrusion just letting AI work on it in the background.. Reviewed on: 10th March 2021

Easy saving

5
Chip, has been incredibly easy to use and allowed me to save up for so many things with so little effort. Reviewed on: 10th March 2021

Great app

5
Easy to setup and use. No tricky questions !! Reviewed on: 10th March 2021

No hassle easy saves

5
Used a few automatic savings app this one is head and shoulders above the rest, helping me soon achieve a deposit on a property, wouldn’t know what my savings would be like with out it all credit to them Reviewed on: 10th March 2021

Great app easy to use

5
Great app, easy to use, fab customer services. Reviewed on: 10th March 2021

Easy to use

5
Simple set up, automatically saves and flexible plans. New products coming Reviewed on: 10th March 2021

Excellent aid to saving

5
Chip is simple to use and very flexible . Has made it very easy for me to build up short term savings pots. Very well set out development pipeline for new products and features. Reviewed on: 10th March 2021

Brilliant saving app

5
I have recommended to everyone who wants to save a little and get on top of their finances. Really easy to set up and use and i have had no issues at all. The savings goals and traffic light system to see if you're on track is my favorite part Reviewed on: 10th March 2021

Chip really helped me to save

5
Great idea to help save money. The app takes the work out of trying to budget a save and does this for you. I have saved more than ever using it and they also have a great interest rate to savings account too - beats my current bank by a long way! Well done to Team Chip! :-) Reviewed on: 10th March 2021

It's brilliant, and does what it says on the tin

5
Chip has transformed the way I save. The reason for this is that it is a genuinely well designed product with a BRILLIANT algorithm. Their competitors' algorithms are woefully inferior. It does exactly what it's meant to: it saves just the right amount of money without you feeling it. I've recommended it to lots of friends and family. Reviewed on: 10th March 2021

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