Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

It is a good app for saving

It is a good app for saving. They give the best interest in the market for 5k. It's 1.25% Reviewed on: 10th March 2021

Absolutely Amazing

The algorithm that Chip uses just makes it feel like you are buying a takeaway or a cup of coffee, it never feels like you have been kicked in the gut. It saves money for you nice and slow. I leave it ticking over and have a pleasant surprise when I log on to the app to see how much it has put away for me :) Reviewed on: 10th March 2021

Best saving app

I love this app allows to save biiiig big money Reviewed on: 10th March 2021

Saving, simplified.

Chip has been great for a long time, starting with their AI saving solution taking thought out of it and allowing users to build up a savings pot without really feeling it. Combined with industry leading interest rates and even more upcoming features, it really seems like they’re leading the way! Reviewed on: 10th March 2021

Dragged me out of debt

Chip was a life saver. I'm sure I'd still be in debt if it wasn't for the amazing AI they used to show how much I could afford to save/pay off debt Reviewed on: 10th March 2021

The best way to save money. Ever. Full stop.

A savings account where you can actually save! I am flabbergasted how easy, safe, and effective this is. I've been using for 3 years, automatically saving a few quid each week, and an optional £25 every pay day, and every time I log in and see how it is adding up I can't believe it. So easy and so effective. You are always in control, so you can stop a save, add more, withdraw, whatever you need. The tech is great, and I trust it implicitly. Recommended 100x over. Reviewed on: 10th March 2021

easy saving

good way to save and good rate, easy access Reviewed on: 10th March 2021

Amazing, easy.

Such ease to Dave, I don’t even notice the few pounds here and there. Chip is helping me pay for the wedding I never thought I could have Reviewed on: 10th March 2021

Excellent app with market leading savings rates

Now that the 1.25% interest account has been introduced, Chip is the best place to put savings. The app is intuitive and easy to use and the overall service is excellent! With investment accounts coming soon, I will be using Chip for more of my savings. Reviewed on: 10th March 2021

Great micro savings app

I love being able to save without feeling a huge dent and this app makes it easy and safe! I don’t have to worry about overdrafts or saving too much. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from BOON 3.00 from 2 reviews
Personal finance platform
from PocketSmith 5.00 from 2 reviews
App
from Money Dashboard 4.91 from 1162 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub