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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Really innovate, user focussed and effective

Chip has opened my eyes to a new style of banking that has really put me, the user, at the heart of what they do. They undertand the money, sure, but they also understand the customer, and make their money job easier (which is good for the customer) by really getting under the skin of the customer as a human interacting with the world, and they smooth all the usual glitches that make money management difficult. It has been an amazing ride. Reviewed on: 10th March 2021

Chip modern, fast and easy way to save

Excellent bank simple saving features with competitive interest rates. New features and methods of saving constantly being updated and added and the economy progresses. Reviewed on: 10th March 2021

Intuitive, no frills saving.

Chip has been a pleasure to use. It’s app is incredibly intuitive and easy to navigate. I’m looking forward to trying out their new investment opportunities in the future. I will definitely be recommending Chip to friends. Reviewed on: 10th March 2021

Great product

Amazing, easy to use, great customer service. Competitive interest rate. New and exciting technology. Reviewed on: 10th March 2021

Painless savings

Chip evaluates my spending and estimates how much to put in savings, giving me chance to adjust the amount if I disagree don't miss the money and savings build nicely with no conscious effort. The interest isn't bad either. Reviewed on: 10th March 2021

100% recommend

Chip is a simple but very effective idea and helps you save without even notice. Reviewed on: 10th March 2021

Brilliant and accessible

A great rate and easy to access. Definitely worth it! Reviewed on: 10th March 2021

Great customer service

I opened a savings account which was quick and easy and I get a speedy response to any queries with very helpful customer service personnel. Thoroughly recommend Reviewed on: 10th March 2021

Great way to save money for even the worst savers :)

Im terrible at saving but chip is a very easy to use app to help you start. I started using it over a year ago and now have a nice little savings fund which otherwise I would have never have gotten round to have setting up and saved. Reviewed on: 10th March 2021

Use it all the time

This app was recommended to me by a friend a year or 2 ago , because it was easier for savings, in case you needed your money it was easy to access and also the easiness and user interface is truly eye catching and engaging. I then recommended it to other friends of mine as well and they are loving it as well. Reviewed on: 10th March 2021

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