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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

good product ie interest rate and god service

good product ie interest rate and god service Reviewed on: 10th March 2021

0 to hero

I went from never saving, to having enough for an engagement ring, to now having the security of enough for the rainy days. And I didn’t even notice it happening! Chip is easy but genuinely useful. Can’t recommend enough Reviewed on: 10th March 2021

Chip - does what it says on the tin!

Best way to save is little and often. This works really well for me as the amounts regularly taken are small enough not to be missed but significant enough to steadily build my savings. The app interface is user friendly and the Chip team respond to any queries. Reviewed on: 10th March 2021

Helped me save over £10k

Through affordable saving I managed to save over £10k helping me to go on holidays to Australia and Ibiza as well as furnish my new house Reviewed on: 10th March 2021

Good savings rate

Good savings rate. Just don't forget to turn off auto top up function Reviewed on: 10th March 2021

Great app!

Chip has generous interest rates with an easy to use app. I love that it allows me to save short term, and its so easy to withdraw money whenever I need :) Reviewed on: 10th March 2021

God send

I’ve saved so much with no effort. Great customer support too. Reviewed on: 10th March 2021

Enabling non-savers to save

I've always struggled to save, but Chip has changed all that and flipped the default. Now I save by default rather than consciously trying to, which rarely happened. I've now got a descent rainy day fund earning me interest, and I've not even noticed the deposits going out. Great product! Reviewed on: 10th March 2021

The easiest way to save

Chip is an excellent product that has encouraged me to save far more than I ever would have without it. The team are great and they keep innovating with a good interest rate and future investment options Reviewed on: 10th March 2021

Easy saving

It make saving money easy and so you can do it without thinking. You can easily save £100s without even noticing. Reviewed on: 10th March 2021

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