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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Perfect for saving without thinking about it

A perfect application for saving money without having to put the effort in; just open the app, set your save level and forget about it whilst it does all the work for you. Chip provides an intuitive and simple yet powerful interface to put money away on a regular basis, with the option to set goals and timelines you can quickly start putting money away for that special occasion or treat you’ve always wanted Reviewed on: 10th March 2021

Chips when you have earned them!

Allows me to save without feeling the hit. It’s a really helpful saving tool. Reviewed on: 10th March 2021

Very easy

Saves without me having to think about it, while staying in control. Reviewed on: 10th March 2021

Great way of saving!

Great app. Really user friendly. The comms are all really accessible (ie engaging, short but impactful). A really great way to save without even noticing! I’ve saved about £10k over 2 years. Reviewed on: 10th March 2021

Huge help in saving money

Before using Chip I always struggled to find money to buy a new gadget or book a holiday. With Chip is like paying installments, interest free, for something you will buy in the future. I love it. Reviewed on: 10th March 2021

Really innovate, user focussed and effective

Chip has opened my eyes to a new style of banking that has really put me, the user, at the heart of what they do. They undertand the money, sure, but they also understand the customer, and make their money job easier (which is good for the customer) by really getting under the skin of the customer as a human interacting with the world, and they smooth all the usual glitches that make money management difficult. It has been an amazing ride. Reviewed on: 10th March 2021

Chip modern, fast and easy way to save

Excellent bank simple saving features with competitive interest rates. New features and methods of saving constantly being updated and added and the economy progresses. Reviewed on: 10th March 2021

Intuitive, no frills saving.

Chip has been a pleasure to use. It’s app is incredibly intuitive and easy to navigate. I’m looking forward to trying out their new investment opportunities in the future. I will definitely be recommending Chip to friends. Reviewed on: 10th March 2021

Great product

Amazing, easy to use, great customer service. Competitive interest rate. New and exciting technology. Reviewed on: 10th March 2021

Painless savings

Chip evaluates my spending and estimates how much to put in savings, giving me chance to adjust the amount if I disagree don't miss the money and savings build nicely with no conscious effort. The interest isn't bad either. Reviewed on: 10th March 2021

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