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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

100% recommend

4
Chip is a simple but very effective idea and helps you save without even notice. Reviewed on: 10th March 2021

Brilliant and accessible

5
A great rate and easy to access. Definitely worth it! Reviewed on: 10th March 2021

Great customer service

5
I opened a savings account which was quick and easy and I get a speedy response to any queries with very helpful customer service personnel. Thoroughly recommend Reviewed on: 10th March 2021

Great way to save money for even the worst savers :)

5
Im terrible at saving but chip is a very easy to use app to help you start. I started using it over a year ago and now have a nice little savings fund which otherwise I would have never have gotten round to have setting up and saved. Reviewed on: 10th March 2021

Use it all the time

5
This app was recommended to me by a friend a year or 2 ago , because it was easier for savings, in case you needed your money it was easy to access and also the easiness and user interface is truly eye catching and engaging. I then recommended it to other friends of mine as well and they are loving it as well. Reviewed on: 10th March 2021

good product ie interest rate and god service

5
good product ie interest rate and god service Reviewed on: 10th March 2021

0 to hero

5
I went from never saving, to having enough for an engagement ring, to now having the security of enough for the rainy days. And I didn’t even notice it happening! Chip is easy but genuinely useful. Can’t recommend enough Reviewed on: 10th March 2021

Chip - does what it says on the tin!

5
Best way to save is little and often. This works really well for me as the amounts regularly taken are small enough not to be missed but significant enough to steadily build my savings. The app interface is user friendly and the Chip team respond to any queries. Reviewed on: 10th March 2021

Helped me save over £10k

5
Through affordable saving I managed to save over £10k helping me to go on holidays to Australia and Ibiza as well as furnish my new house Reviewed on: 10th March 2021

Good savings rate

3
Good savings rate. Just don't forget to turn off auto top up function Reviewed on: 10th March 2021

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