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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Amazing!!!

I have been using chip for about 2 years and love it, would recommend to anyone!! Reviewed on: 10th March 2021

Hassle free saving

Chip is an excellent banking app that lets you save those small amounts otherwise squandered on unnecessary spending. The Chip +1 account gives 1.25% interest , the best instant access rate available at the moment. Your money is at risk but Chip instill confidence that they will deliver! Reviewed on: 10th March 2021

Easy saving

Great app that connects to your bank to automatically save. Reviewed on: 10th March 2021

Accessible, friendly, reliable service.

As someone who has always wanted to save, but kept putting it off, and felt I couldn't "afford" to save, this app is perfect for me. Its design helps keep me motivated, and it actually feels fun to save. Reviewed on: 10th March 2021

Brilliant app that seems to find money I never thought I had!

Never thought I had the spare cash to save. Since joining chip my wife and I have saved £4,000 in just over 14 months and are now planning our dream holiday. Can’t recommend Chip enough!! Reviewed on: 10th March 2021

Simple Saving

Chip is a simple and transparent way to save. No silly lingo like some of the other apps and a clear user interface to keep track of what you are saving. Reviewed on: 10th March 2021

Effortless saving

User friendly product that enables you to save money without even trying. Reviewed on: 10th March 2021

Easy Savings

Chip is great as it takes the guess-work out of savings. You just set up the app, choose how thrifty you want to be, and forget all about it. Looking forward to their innovative ChipX investment program. Reviewed on: 10th March 2021

Those pennies add up

Ive been using Chip and similar tools for several years. I really like the automated feature which means I syphon off money without realizing for a rainy day. The app is simple and easy to use. Reviewed on: 10th March 2021

Excellent app

Automates savings but also allows for those that want to save manually or on a more organised basis. Reviewed on: 10th March 2021

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