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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Fantastic saving app

It’s so easy to use. I have saved more money in the time I’ve been using the app than ever in my life. Reviewed on: 10th March 2021

Highly recommend!!

Super easy to set up and it means your saving without even trying. Set up weekly, monthly amount to come out and change it up according to you!! It’s a great way to save without realising which is what I love about the auto save. Love it so much Reviewed on: 10th March 2021

Decent return on savings

Decent interest offered. Reasonably straight forward to use. Reviewed on: 10th March 2021

Savings account

This account is very good to encourage savings. It transfers money into your savings account automatically but you can withdraw this at any time Reviewed on: 10th March 2021

Chip makes saving ridiculous

Saving with Chip makes it is so ridiculously simple, that you don't have to think about, whether you are chipping at a low rate or the highest rate you will soon see your savings grow and grow and before you know it you have tidy wee sum to either buy that thing you are saving for or to simply keep growing. I love it. Reviewed on: 10th March 2021

Easy to use and great customer service!

Chip has possibly one of the friendliest customer service so far. The app has a nice UI and is easy to use. It has charts that show how much you have and spent. A good way to see at a glance on your habits. Reviewed on: 10th March 2021

Saving done for you

Since opening an account with chip, I have saved over £3k. I think the AI is brilliant in working out how much you can afford to pop back without you needing to give it a second thought. It leaves you with enough money to pay your bills as it is linked to your bank account and at the end of the month it is always a pleasant surprise to see how much more I have saved, thanks to chip, than I could on my own worrying needlessly about what I do and don’t need. Reviewed on: 10th March 2021

Fantastic savings app

I was never a saver until I downloaded Chip, I needed to start saving for a garden project and Chip helped me do it successfully. I just let the auto save do its thing and left it, so far I have successfully saved over £2000 without think about it. Chip has now turned me into a regular saver and I'm looking forward to see chip grow and see how much I can save going forward. Reviewed on: 10th March 2021

Great savings app

Chip has a great interest rate compared to other flexible savings account. Reviewed on: 10th March 2021

Simple and enjoyable app experience

Easy way to save combined with an enjoyable experience Reviewed on: 10th March 2021

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