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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app!

4
Chip has generous interest rates with an easy to use app. I love that it allows me to save short term, and its so easy to withdraw money whenever I need :) Reviewed on: 10th March 2021
Shanel Angel Zorlu's avatar
Shanel Angel Zorlu

God send

5
I’ve saved so much with no effort. Great customer support too. Reviewed on: 10th March 2021
Michael palmer's avatar
Michael palmer

Enabling non-savers to save

5
I've always struggled to save, but Chip has changed all that and flipped the default. Now I save by default rather than consciously trying to, which rarely happened. I've now got a descent rainy day fund earning me interest, and I've not even noticed the deposits going out. Great product! Reviewed on: 10th March 2021
Mat Braithwaite 's avatar
Mat Braithwaite

The easiest way to save

5
Chip is an excellent product that has encouraged me to save far more than I ever would have without it. The team are great and they keep innovating with a good interest rate and future investment options Reviewed on: 10th March 2021
Lewis Roy Courtnell's avatar
Lewis Roy Courtnell

Easy saving

5
It make saving money easy and so you can do it without thinking. You can easily save £100s without even noticing. Reviewed on: 10th March 2021
Hugh's avatar
Hugh

Amazing!!!

5
I have been using chip for about 2 years and love it, would recommend to anyone!! Reviewed on: 10th March 2021
Robyn Millar's avatar
Robyn Millar

Hassle free saving

5
Chip is an excellent banking app that lets you save those small amounts otherwise squandered on unnecessary spending. The Chip +1 account gives 1.25% interest , the best instant access rate available at the moment. Your money is at risk but Chip instill confidence that they will deliver! Reviewed on: 10th March 2021
Ginny Truslove's avatar
Ginny Truslove

Easy saving

5
Great app that connects to your bank to automatically save. Reviewed on: 10th March 2021
heatherdodds@gmail.com's avatar
[email protected]

Accessible, friendly, reliable service.

5
As someone who has always wanted to save, but kept putting it off, and felt I couldn't "afford" to save, this app is perfect for me. Its design helps keep me motivated, and it actually feels fun to save. Reviewed on: 10th March 2021
Jack Richardson's avatar
Jack Richardson

Brilliant app that seems to find money I never thought I had!

5
Never thought I had the spare cash to save. Since joining chip my wife and I have saved £4,000 in just over 14 months and are now planning our dream holiday. Can’t recommend Chip enough!! Reviewed on: 10th March 2021
lbuckland@live.co.uk's avatar
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