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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy savings app

5
Chip automatically moves savings from my linked account making it effortless to save money. It also pays the best interest rate I’ve been able to find in the market. Reviewed on: 10th March 2021

CHIP Plus 1 - THE SAVIOR!

5
Amazing product, great customer service, huge rewards to be had, simple to use. Saved more money in a year than I ever thought possible and I did so without even thinking about it. 1,000,000% recommend!!!! Reviewed on: 10th March 2021

Easiest way to save

5
Never have to worry about saving money as Chip does it for me. Reviewed on: 10th March 2021

Smart and innovative

5
Really clever, easy to use and innovative ways of helping you save. Reviewed on: 10th March 2021

Love it

5
Have been using chip from the start, it's allowed me to put away thousands of pounds without noticing! Very pleased with it. Reviewed on: 10th March 2021

No Thinking, Money Saving

4
Easy and quick way to build up savings. Great Idea and beneficial to all age groups. Reviewed on: 10th March 2021

Great help to save and brilliant interest rate

5
I had £5K to invest and this was the best interest rate around . Also the app calculates what you can save without you even realising it. Reviewed on: 10th March 2021

Handy Chip

5
A very handy app that I downloaded to help me save a little but over time I moved basically all of my savings to Chip as their offer is consistently one of the best on the market. Reviewed on: 10th March 2021

Easy to use

5
Encourages saving and easy to use plus good rates on + account Reviewed on: 10th March 2021

Chip are a trailblazing bank

5
Chip are changing the landscape of banking. Progressive in their business model offering customers a superb app and market leading interest rate. Old style banking will have to rethink their own offerings to stand any chance of matching Chip. Reviewed on: 10th March 2021

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