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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple Saving

5
Chip is a simple and transparent way to save. No silly lingo like some of the other apps and a clear user interface to keep track of what you are saving. Reviewed on: 10th March 2021

Effortless saving

5
User friendly product that enables you to save money without even trying. Reviewed on: 10th March 2021

Easy Savings

5
Chip is great as it takes the guess-work out of savings. You just set up the app, choose how thrifty you want to be, and forget all about it. Looking forward to their innovative ChipX investment program. Reviewed on: 10th March 2021

Those pennies add up

5
Ive been using Chip and similar tools for several years. I really like the automated feature which means I syphon off money without realizing for a rainy day. The app is simple and easy to use. Reviewed on: 10th March 2021

Excellent app

5
Automates savings but also allows for those that want to save manually or on a more organised basis. Reviewed on: 10th March 2021

Fantastic saving app

5
It’s so easy to use. I have saved more money in the time I’ve been using the app than ever in my life. Reviewed on: 10th March 2021

Highly recommend!!

5
Super easy to set up and it means your saving without even trying. Set up weekly, monthly amount to come out and change it up according to you!! It’s a great way to save without realising which is what I love about the auto save. Love it so much Reviewed on: 10th March 2021

Decent return on savings

3
Decent interest offered. Reasonably straight forward to use. Reviewed on: 10th March 2021

Savings account

4
This account is very good to encourage savings. It transfers money into your savings account automatically but you can withdraw this at any time Reviewed on: 10th March 2021

Chip makes saving ridiculous

5
Saving with Chip makes it is so ridiculously simple, that you don't have to think about, whether you are chipping at a low rate or the highest rate you will soon see your savings grow and grow and before you know it you have tidy wee sum to either buy that thing you are saving for or to simply keep growing. I love it. Reviewed on: 10th March 2021

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