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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use and great customer service!

Chip has possibly one of the friendliest customer service so far. The app has a nice UI and is easy to use. It has charts that show how much you have and spent. A good way to see at a glance on your habits. Reviewed on: 10th March 2021

Saving done for you

Since opening an account with chip, I have saved over £3k. I think the AI is brilliant in working out how much you can afford to pop back without you needing to give it a second thought. It leaves you with enough money to pay your bills as it is linked to your bank account and at the end of the month it is always a pleasant surprise to see how much more I have saved, thanks to chip, than I could on my own worrying needlessly about what I do and don’t need. Reviewed on: 10th March 2021

Fantastic savings app

I was never a saver until I downloaded Chip, I needed to start saving for a garden project and Chip helped me do it successfully. I just let the auto save do its thing and left it, so far I have successfully saved over £2000 without think about it. Chip has now turned me into a regular saver and I'm looking forward to see chip grow and see how much I can save going forward. Reviewed on: 10th March 2021

Great savings app

Chip has a great interest rate compared to other flexible savings account. Reviewed on: 10th March 2021

Simple and enjoyable app experience

Easy way to save combined with an enjoyable experience Reviewed on: 10th March 2021

Easy savings app

Chip automatically moves savings from my linked account making it effortless to save money. It also pays the best interest rate I’ve been able to find in the market. Reviewed on: 10th March 2021

CHIP Plus 1 - THE SAVIOR!

Amazing product, great customer service, huge rewards to be had, simple to use. Saved more money in a year than I ever thought possible and I did so without even thinking about it. 1,000,000% recommend!!!! Reviewed on: 10th March 2021

Easiest way to save

Never have to worry about saving money as Chip does it for me. Reviewed on: 10th March 2021

Smart and innovative

Really clever, easy to use and innovative ways of helping you save. Reviewed on: 10th March 2021

Love it

Have been using chip from the start, it's allowed me to put away thousands of pounds without noticing! Very pleased with it. Reviewed on: 10th March 2021

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