Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Easy to use App, great rates

I only heard of Chip at the end of 2020. When I investigated I was really impressed with their products. The App is so easy to use, great rates for savings, lots of helpful options to assist in saving, whether little or large, regular or infrequent. Bonus paid 3 monthly which is great, easy to transfer money in. Very happy customer, have recommended to friends and family and will continue to do so. Reviewed on: 10th March 2021

Simple and sustainable way to help people save

Chip is fantastic - using technology to assess regularly how much an every day individual can afford to put away and doing it manually for them. Little and often makes it sustainable for everyone, and the technology behind the app means people don't even need to think about it - it simply happens for them. I should also call our the really fantastic community they've built, and great customer service on offer as well! Reviewed on: 10th March 2021

Great for saving

The auto saving is brilliant. I’ve never been able to control my saving, and understand my money as well as I have since I’ve been using Chip Reviewed on: 10th March 2021

Great

Amazing UI and product offering, even better customer support Reviewed on: 10th March 2021

What else do you need?

I've been a chipmunk/ early adopter since the start. I've recommended it to everyone, why? Because it's fantastic, it's easy to use, there team is approachable, and the concepts and ideas are still flowing. The come up with new saving schemes and I've personally saved alot with them. Reviewed on: 10th March 2021

Chip fun

They are lovely and convenient the savings method suits me fine, I've saved loads its fab. Reviewed on: 10th March 2021

Watch the savings pile up

Super easy and effective. Their AI solution calculates amounts you won’t feel in your budget and slides them into the Chip savings account. It adds up so fast, creating great momentum and positively reinforcing how great it is to save. Reviewed on: 10th March 2021

Excellent app

I love chip the app is super easy to use, I have built up a chunk of savings I would not normally have been able to put aside. Their savings rates are he best in the market and their customer service is second to none Reviewed on: 10th March 2021

Great Innovative Product

Love the AI and the highest interest rate on the market :-) Reviewed on: 10th March 2021

Incredibly useful tool

I couldn't recommend this app anymore, it has changed the way I save and made me far more happy in general not just with my finances. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Boodle app
from Boodle 0.00 from 0 reviews
Mobile Wallet
from bibimoney 5.00 from 1 reviews
Personal finance app
from Lumio 4.99 from 83 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub