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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Once setup it works for you

Very good way to save automatically based on money available on your bank account and your savings habits, you can setup goals to achieve and save in an account that actually gives you 1.25% up to 5000£ Reviewed on: 10th March 2021

A great, hassle free way to save!

Such a simple app that allows you to save without even noticing. I would definitely recommend! Reviewed on: 10th March 2021

Saving made super simple

There is no question Chip is a game changer for millions of customers in the UK. The Chip app makes it so simple to save you don’t even have to think about it. It’s also super flexible and you can access your savings instantly if needed. Reviewed on: 10th March 2021

Fabulous savings tool

This app is perfect for stashing money, before you know it the little pieces taken from you account add up to a hotel get away or enough to decorate the living room. Payday put away and the savings accounts are perfect for actually achieving an interest rate! Love it. Reviewed on: 10th March 2021

A great way to easily save!

I absolutely love how this app links automatically to my bank account and puts money away based on my spending patterns. I have managed to save lots of money this last year that I never would have done otherwise! Reviewed on: 10th March 2021

Quite a good little app

A nice clean interface, easy to visualise progress and set goals. It’s connection to my bank is seamless so I have had no real issue using it. Where needed, staff have been helpful at resolving queries. Reviewed on: 10th March 2021

Easy money saving

Requires little effort from me to get into a healthy savings habit. Reviewed on: 10th March 2021

Comfortable and simple

Chip has encouraged us to save money we could have saved but never would by discreetly squirrelling away acceptable amounts at time. It’s Amazing. Any queries we have had have been answered quickly and politely and other correspondence has been high quality and not intrusive. Reviewed on: 10th March 2021

Top Chip

Such an easy app to use. I don’t notice the saves and before you know it, there’s a tidy sum put away. A great way to save Reviewed on: 10th March 2021

So easy to save money and pain free

Also a great bonus rate. Doesn’t matter it’s not compounded as main bank rates are so poor Reviewed on: 10th March 2021

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