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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

No Thinking, Money Saving

Easy and quick way to build up savings. Great Idea and beneficial to all age groups. Reviewed on: 10th March 2021

Great help to save and brilliant interest rate

I had £5K to invest and this was the best interest rate around . Also the app calculates what you can save without you even realising it. Reviewed on: 10th March 2021

Handy Chip

A very handy app that I downloaded to help me save a little but over time I moved basically all of my savings to Chip as their offer is consistently one of the best on the market. Reviewed on: 10th March 2021

Easy to use

Encourages saving and easy to use plus good rates on + account Reviewed on: 10th March 2021

Chip are a trailblazing bank

Chip are changing the landscape of banking. Progressive in their business model offering customers a superb app and market leading interest rate. Old style banking will have to rethink their own offerings to stand any chance of matching Chip. Reviewed on: 10th March 2021

Easy to use App, great rates

I only heard of Chip at the end of 2020. When I investigated I was really impressed with their products. The App is so easy to use, great rates for savings, lots of helpful options to assist in saving, whether little or large, regular or infrequent. Bonus paid 3 monthly which is great, easy to transfer money in. Very happy customer, have recommended to friends and family and will continue to do so. Reviewed on: 10th March 2021

Simple and sustainable way to help people save

Chip is fantastic - using technology to assess regularly how much an every day individual can afford to put away and doing it manually for them. Little and often makes it sustainable for everyone, and the technology behind the app means people don't even need to think about it - it simply happens for them. I should also call our the really fantastic community they've built, and great customer service on offer as well! Reviewed on: 10th March 2021

Great for saving

The auto saving is brilliant. I’ve never been able to control my saving, and understand my money as well as I have since I’ve been using Chip Reviewed on: 10th March 2021

Great

Amazing UI and product offering, even better customer support Reviewed on: 10th March 2021

What else do you need?

I've been a chipmunk/ early adopter since the start. I've recommended it to everyone, why? Because it's fantastic, it's easy to use, there team is approachable, and the concepts and ideas are still flowing. The come up with new saving schemes and I've personally saved alot with them. Reviewed on: 10th March 2021

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