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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great product - easy to use

Chip has been an easy addition to my lifestyle allowing me to save without thinking for the important things in life. The multiple accounts and options ensures I am getting the best above market savings rates every time. Reviewed on: 10th March 2021

App

It’s useful and helps me to save Reviewed on: 10th March 2021

Great app, really easy to save, love it

Chip has helped me save over £7000 since I’ve used it, without even thinking about it! Reviewed on: 10th March 2021

Simple saving with a smile

From day one I have used Chip to save for me without noticing. It’s helped save for holidays, treats and even a wedding... even without me noticing Reviewed on: 10th March 2021

An useful app with artificial intelligence which is really cool

This app helped me save money with advanced artificial intelligence algorithm, according to my spending patterns, this is really cool that my transactions data knows me better Reviewed on: 10th March 2021

Brilliant way to save easily

Chip has been brilliant. I have never been much of a saver and the app does it for you without you noticing. Plus you can adjust depending on what else you have going on at the time to make greater or lesser savings. Reviewed on: 10th March 2021

Very Easy Was To Save

I’ve been a saver with chip from the very early days, I just love how easy it is to save money, when you don’t even realise it’s gone, the addition of chip+1 now makes it even better now that I’m earning 1.25% on top, I would recommend chip to anyone and I have done Reviewed on: 10th March 2021

Great way to save

The app is great at working out how much you can save, allowing you to save without even thinking about it. Reviewed on: 10th March 2021

It just works!!!

It is said that the best solution to a problem is something that happens automatically, and with little or no interaction required. This is *exactly* what Chip does for saving. I know Chip wont take more than I can afford because of limits you can set via their easy to use app. A weekly notification of how much you have saved it a great reminder (and motivator) to keep your savings pot growing as the weeks go by. If you decide you want to ease back a little, you can change the amount saved before its put into your savings account. And what a savings account! 1.25% is not to be sniffed at with most banks (currently) offering no more than .75%. I've recommended Chip to all my family and friends, I think its brilliant. Reviewed on: 10th March 2021

Offers more than other savings apps

The ability to have a protected savings account that offers interest well above market rates is awesome! The app is also easy to use and the support team really helpful if you need them! Reviewed on: 10th March 2021

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