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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Quite a good little app

4
A nice clean interface, easy to visualise progress and set goals. It’s connection to my bank is seamless so I have had no real issue using it. Where needed, staff have been helpful at resolving queries. Reviewed on: 10th March 2021

Easy money saving

5
Requires little effort from me to get into a healthy savings habit. Reviewed on: 10th March 2021

Comfortable and simple

5
Chip has encouraged us to save money we could have saved but never would by discreetly squirrelling away acceptable amounts at time. It’s Amazing. Any queries we have had have been answered quickly and politely and other correspondence has been high quality and not intrusive. Reviewed on: 10th March 2021

Top Chip

5
Such an easy app to use. I don’t notice the saves and before you know it, there’s a tidy sum put away. A great way to save Reviewed on: 10th March 2021

So easy to save money and pain free

5
Also a great bonus rate. Doesn’t matter it’s not compounded as main bank rates are so poor Reviewed on: 10th March 2021

Great product - easy to use

5
Chip has been an easy addition to my lifestyle allowing me to save without thinking for the important things in life. The multiple accounts and options ensures I am getting the best above market savings rates every time. Reviewed on: 10th March 2021

App

3
It’s useful and helps me to save Reviewed on: 10th March 2021

Great app, really easy to save, love it

5
Chip has helped me save over £7000 since I’ve used it, without even thinking about it! Reviewed on: 10th March 2021

Simple saving with a smile

5
From day one I have used Chip to save for me without noticing. It’s helped save for holidays, treats and even a wedding... even without me noticing Reviewed on: 10th March 2021

An useful app with artificial intelligence which is really cool

5
This app helped me save money with advanced artificial intelligence algorithm, according to my spending patterns, this is really cool that my transactions data knows me better Reviewed on: 10th March 2021

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