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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great!

Love chip - it has encouraged me to save more, allowed me to set goals and it’s just so easy to use! Reviewed on: 10th March 2021

Superb App and Service

Very very happy with how I’ve managed to transformed my saving habits with Chip. Easy to use and navigate, a great customer service team to help with any problems. Thank you Chip! Reviewed on: 10th March 2021

Best rate available on the market

Fun app, easy to use and most importantly the best return on savings available in the market. Definitely turning the big financial houses on their heads Reviewed on: 10th March 2021

Professional, friendly service

Chip’s savings app connects directly to your bank and saves money for you automatically. It is easy to set up and manage and support is friendly, efficient and helpful. Interest on their low-cost Chip+1 account is 1.25% (variable), which is better than most other offers out there. Reviewed on: 10th March 2021

Slowly but surely growing my money.

The App is easy to set up and has inspired me to save. Suitable amounts are taken fairly regularly, which I would previously have frittered away. The settings to amend savings levels are easy to use and convenient when having a leaner monthly pay packet. I am surprised how quickly my savings have grown, have recommended Chip to friends Reviewed on: 10th March 2021

Easy to save

Been saving with Chip and it gives you plenty of options on way to save, it’s just great ! Also get interest and easy access to money, all on my phone so just brilliant!!! Reviewed on: 10th March 2021

Best interest rate on the market

Main reason is the best interest rate currently on the market, few interactions with customer services have been managed well. Reviewed on: 10th March 2021

A game changer for saving!!!

I have been using Chip for a number of years, and I am always impressed with how they go about making saving an easy process. With every update they make the user experience a joy to use. I would definitely recommend this to anyone that is looking to make savings. Reviewed on: 10th March 2021

Great saving with a user friendly app

Easy saving through app with superior interest rates Reviewed on: 10th March 2021

Easy & Intuitive

Setting up my account was quick and easy. The user interface is clear and simple and its intuitive to set your saving level using the AI functionality. The auto swing function is a really good idea, you just set it to a level then almost forget about it and let your savings accrue. And easy to modify settings at a moments notice. Interested to see what the investment functionality offers. Reviewed on: 10th March 2021

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