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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Probably the best money saving decision i have made

I came across Chip after I started a new job with the NHS a few years ago. Having a young family I always found it impossible to save. Chip offered to save on my behalf and this seemed like a good solution for someone who just could not save. I am notified of every save and I have the option to cancel it if I choose. If I do choose to cancel the save, it happens very quick and very easily. I like that i can set the amount for which Chip will not make an auto save e.g. I can choose in the Chip app not to make any auto saves if I only have £100 in my bank account. Manual saves and withdrawals are smooth and reliable. I have put my trust in Chip to save for me and they have delivered. If you read this and are considering joining Chip I fully recommend that you do as you will be saving without even noticing, and with little or no effort. I have also noticed that since saving with Chip that I rely less on using credit facilities as I can just use some of the savings I have made with Chip to pay for bigger expenses that come along. Reviewed on: 10th March 2021

Future of saving

Brilliant intuitive app that auto saves for you but also gives you the control to set thresholds and limits. Great for those who struggle to save not to mention a top of the range savings rate at the moment! Reviewed on: 10th March 2021

An easy way to save money

I’ve always struggled with saving money, especially when my savings account is visible in the same view as my current account. Have a completely separate savings account but that directly links to my current account has been so helpful to “chip” money into my savings without me feeling it. The interest rate is also above what I can get from other banks which is another incentive to save and make my money work for me. Reviewed on: 10th March 2021

Excellent

I get 1.25% of in credit interest and is a very easy saving app to understand. Although withdrawing money may take a few working days to receive, this app is one of the best saving apps out there Reviewed on: 10th March 2021

Attractive bonus amount

Chip offers a 1.25% bonus on savings which is very attractive given the low rate environment. The app is easy to use and can help people build their savings easily. Reviewed on: 10th March 2021

game changer

before i signed up to Chip, i was terrible at saving. with the help of the numerous accounts within Chip i have been able to save over 10k in the last 2 years. it has helped me to change how i think about money and i am now never looking over my shoulder looking at debt. Reviewed on: 10th March 2021

Incredibly useful and easy to use!

I have been using chip for a couple of years now. I have never been able to save so much! Saving is super easy! Thanks guys at chip! Reviewed on: 10th March 2021

Saves more than you would expect

Fab way to save bits of money here and there to maximise savings. Have certainly saved more with Chip than I’ve ever done before. Fantastic app, would advise anyone wanting to maximise their saving to go straight for Chip. Reviewed on: 10th March 2021

Chip off the ole block

In a time where it’s hard to save, Chip has been a fantastic tool in saving small amounts randomly through the month. It’s helping to hopefully save for a house deposit! Reviewed on: 10th March 2021

Fantastic and easy

Easy to use app, transparent and in easy to understand writing. Fab customer service and an overall great product, big up Chip! Reviewed on: 10th March 2021

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