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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant way to save easily

Chip has been brilliant. I have never been much of a saver and the app does it for you without you noticing. Plus you can adjust depending on what else you have going on at the time to make greater or lesser savings. Reviewed on: 10th March 2021

Very Easy Was To Save

I’ve been a saver with chip from the very early days, I just love how easy it is to save money, when you don’t even realise it’s gone, the addition of chip+1 now makes it even better now that I’m earning 1.25% on top, I would recommend chip to anyone and I have done Reviewed on: 10th March 2021

Great way to save

The app is great at working out how much you can save, allowing you to save without even thinking about it. Reviewed on: 10th March 2021

It just works!!!

It is said that the best solution to a problem is something that happens automatically, and with little or no interaction required. This is *exactly* what Chip does for saving. I know Chip wont take more than I can afford because of limits you can set via their easy to use app. A weekly notification of how much you have saved it a great reminder (and motivator) to keep your savings pot growing as the weeks go by. If you decide you want to ease back a little, you can change the amount saved before its put into your savings account. And what a savings account! 1.25% is not to be sniffed at with most banks (currently) offering no more than .75%. I've recommended Chip to all my family and friends, I think its brilliant. Reviewed on: 10th March 2021

Offers more than other savings apps

The ability to have a protected savings account that offers interest well above market rates is awesome! The app is also easy to use and the support team really helpful if you need them! Reviewed on: 10th March 2021

Great!

Love chip - it has encouraged me to save more, allowed me to set goals and it’s just so easy to use! Reviewed on: 10th March 2021

Superb App and Service

Very very happy with how I’ve managed to transformed my saving habits with Chip. Easy to use and navigate, a great customer service team to help with any problems. Thank you Chip! Reviewed on: 10th March 2021

Best rate available on the market

Fun app, easy to use and most importantly the best return on savings available in the market. Definitely turning the big financial houses on their heads Reviewed on: 10th March 2021

Professional, friendly service

Chip’s savings app connects directly to your bank and saves money for you automatically. It is easy to set up and manage and support is friendly, efficient and helpful. Interest on their low-cost Chip+1 account is 1.25% (variable), which is better than most other offers out there. Reviewed on: 10th March 2021

Slowly but surely growing my money.

The App is easy to set up and has inspired me to save. Suitable amounts are taken fairly regularly, which I would previously have frittered away. The settings to amend savings levels are easy to use and convenient when having a leaner monthly pay packet. I am surprised how quickly my savings have grown, have recommended Chip to friends Reviewed on: 10th March 2021

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