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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to save

Been saving with Chip and it gives you plenty of options on way to save, it’s just great ! Also get interest and easy access to money, all on my phone so just brilliant!!! Reviewed on: 10th March 2021

Best interest rate on the market

Main reason is the best interest rate currently on the market, few interactions with customer services have been managed well. Reviewed on: 10th March 2021

A game changer for saving!!!

I have been using Chip for a number of years, and I am always impressed with how they go about making saving an easy process. With every update they make the user experience a joy to use. I would definitely recommend this to anyone that is looking to make savings. Reviewed on: 10th March 2021

Great saving with a user friendly app

Easy saving through app with superior interest rates Reviewed on: 10th March 2021

Easy & Intuitive

Setting up my account was quick and easy. The user interface is clear and simple and its intuitive to set your saving level using the AI functionality. The auto swing function is a really good idea, you just set it to a level then almost forget about it and let your savings accrue. And easy to modify settings at a moments notice. Interested to see what the investment functionality offers. Reviewed on: 10th March 2021

Probably the best money saving decision i have made

I came across Chip after I started a new job with the NHS a few years ago. Having a young family I always found it impossible to save. Chip offered to save on my behalf and this seemed like a good solution for someone who just could not save. I am notified of every save and I have the option to cancel it if I choose. If I do choose to cancel the save, it happens very quick and very easily. I like that i can set the amount for which Chip will not make an auto save e.g. I can choose in the Chip app not to make any auto saves if I only have £100 in my bank account. Manual saves and withdrawals are smooth and reliable. I have put my trust in Chip to save for me and they have delivered. If you read this and are considering joining Chip I fully recommend that you do as you will be saving without even noticing, and with little or no effort. I have also noticed that since saving with Chip that I rely less on using credit facilities as I can just use some of the savings I have made with Chip to pay for bigger expenses that come along. Reviewed on: 10th March 2021

Future of saving

Brilliant intuitive app that auto saves for you but also gives you the control to set thresholds and limits. Great for those who struggle to save not to mention a top of the range savings rate at the moment! Reviewed on: 10th March 2021

An easy way to save money

I’ve always struggled with saving money, especially when my savings account is visible in the same view as my current account. Have a completely separate savings account but that directly links to my current account has been so helpful to “chip” money into my savings without me feeling it. The interest rate is also above what I can get from other banks which is another incentive to save and make my money work for me. Reviewed on: 10th March 2021

Excellent

I get 1.25% of in credit interest and is a very easy saving app to understand. Although withdrawing money may take a few working days to receive, this app is one of the best saving apps out there Reviewed on: 10th March 2021

Attractive bonus amount

Chip offers a 1.25% bonus on savings which is very attractive given the low rate environment. The app is easy to use and can help people build their savings easily. Reviewed on: 10th March 2021

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