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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Fantastic app Excellent staff

So easy to save and great interest rates. Thanks also to the helpful staff who respond so quickly. Reviewed on: 10th March 2021

Brilliant saving app

Does what i could never do, save , takes care of all my saving needs without having to think about. Even when im sleeping. Reviewed on: 10th March 2021

Grest for saving money without realising

I downloaded Chip as I struggle to make good savings each month. If the money if there. I will spend it. I downloaded chip and nlw have soo much more in savings then I ever imagined I would! Reviewed on: 10th March 2021

Interest is attractive

1.25% of interest per year makes it competitive to other real banks Reviewed on: 10th March 2021

Great easy to use savings

Set up was simple. Great interest rates. Had no issues whatsoever Reviewed on: 10th March 2021

Good savings app

It's a good savings app for collecting change Reviewed on: 10th March 2021

Easy save.

The Chip app is a great way of saving without you realising that the funds are being moved from your account,it’s only done on what the algorithm works out you can comfortably afford and you are not having to decide yourself what you can put away. Chip keep you well informed as to what is happening within the account, just sit back and let your savings grow. Reviewed on: 10th March 2021

Savings without even feeling it

Since I’ve had Chip I have been able to save without even noticing. I am also one of those customer who get the 1.25 return on your savings and I’ve started to see the impact of that. If you want effortless savings l, go Chip! Reviewed on: 10th March 2021

MagicChip

First time in my entire life I could save as I was never been able to before. I had to always use what I put aside. Chip has done it for me and not only have I been able to pay towards my credit cards and other debt quicker, I have still some money left Reviewed on: 10th March 2021

Great app and so easy to use!

Great that it automatically saves, easy to use and has several saving options. Reviewed on: 10th March 2021

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