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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

game changer

before i signed up to Chip, i was terrible at saving. with the help of the numerous accounts within Chip i have been able to save over 10k in the last 2 years. it has helped me to change how i think about money and i am now never looking over my shoulder looking at debt. Reviewed on: 10th March 2021

Incredibly useful and easy to use!

I have been using chip for a couple of years now. I have never been able to save so much! Saving is super easy! Thanks guys at chip! Reviewed on: 10th March 2021

Saves more than you would expect

Fab way to save bits of money here and there to maximise savings. Have certainly saved more with Chip than I’ve ever done before. Fantastic app, would advise anyone wanting to maximise their saving to go straight for Chip. Reviewed on: 10th March 2021

Chip off the ole block

In a time where it’s hard to save, Chip has been a fantastic tool in saving small amounts randomly through the month. It’s helping to hopefully save for a house deposit! Reviewed on: 10th March 2021

Fantastic and easy

Easy to use app, transparent and in easy to understand writing. Fab customer service and an overall great product, big up Chip! Reviewed on: 10th March 2021

Nice rates, shame about the service

While the savings rates are attractive, the customer service leaves much to be desired, and the 'live chat' sometimes takes 2-3 days to come back with a response. Reviewed on: 10th March 2021

Easy to set up and then just works

So is easy to set up, then it just works. Choose between auto save account or manual save only and there are bonus paying accounts available. I’ve been a customer for years and it’s really helped with a regular savings option which is smart and adjusts saves based on their algorithm. Highly recommended. Reviewed on: 10th March 2021

Outstanding service

A simple idea executed extremely well. The improvements that the chip team continue to make ensure the app is user friendly and as transparent as possible. I've been able to save a lot even through tough times over the last year. I have recommended it to people before and will continue to do so. Reviewed on: 10th March 2021

Fantastic App

Chip is a great app that helps me to save in a smart and affordable way. I love it. Would reccomend! Reviewed on: 10th March 2021

Lifechanging

Since I started with Chip I can count the number of credit card purchases I've made on one hand. It's very easy to use and the savings really mount up. The great thing is the ease of withdrawing funds. It's easy to save more than you think you need because if you do run out of money in your current account then you can get your Chip funds back that same day. Reviewed on: 10th March 2021

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