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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Modern Saving

I joined Chip during lockdown after a referral from a friend and I absolutely love it! Easy way to save, they scoop in, take reasonable amounts, now was your savings grow. Minimum effort with maximum impact, no brainer. Reviewed on: 10th March 2021

Great company

I’ve been using chip since the start, they’ve offered great service throughout that time when I’ve needed it. They offer a great savings rate currently, and have plans to expand to investments which I’m looking forward to. Reviewed on: 10th March 2021

Fantastic

Clever software making it easy for everyone to save Reviewed on: 10th March 2021

Easy to use

Chip makes saving so easy to do in an app that makes it so easy to set goals, track your savings and make those goals a reality. Reviewed on: 10th March 2021

Hassle Free Saving

The automated process of Chip moving money from my current account to a saving account has made a huge difference to how I go about saving. I’ve never been left short or overdrawn but the Chip saves and have been able to save a decent amount of money in a short time The referral scheme has also meant I've been able to receive a market leading interest rate on my saving too Reviewed on: 10th March 2021

Fantastic app Excellent staff

So easy to save and great interest rates. Thanks also to the helpful staff who respond so quickly. Reviewed on: 10th March 2021

Brilliant saving app

Does what i could never do, save , takes care of all my saving needs without having to think about. Even when im sleeping. Reviewed on: 10th March 2021

Grest for saving money without realising

I downloaded Chip as I struggle to make good savings each month. If the money if there. I will spend it. I downloaded chip and nlw have soo much more in savings then I ever imagined I would! Reviewed on: 10th March 2021

Interest is attractive

1.25% of interest per year makes it competitive to other real banks Reviewed on: 10th March 2021

Great easy to use savings

Set up was simple. Great interest rates. Had no issues whatsoever Reviewed on: 10th March 2021

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