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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Simple, helpful and engaging

I have found Chip is be a really engaging and helpful organisation that makes saving as simple and responsive as possible. Reviewed on: 10th March 2021

Savings made easy

I've never really saved before and always struggled with knowing how much to save - Chip makes it so easy and auto saves amounts for me which I don't even notice going out of my account but which build up quickly, All works smoothly and I've taken the money out when needed on the same day - and whenever I've had to get in touch, I've always had a quick and helpful response. Reviewed on: 10th March 2021

Great Rate and Great App

Couldnt be easier to get and then manage a savings account with the best interest rate Reviewed on: 10th March 2021

Helpful algorithm

Chip's helpful little algorithm helped me double my annual savings, bringing me that much closer to a decent deposit for my first home. Reviewed on: 10th March 2021

Easiest way to save

I've avoided these types of savings apps for a while, but Chip has made saving really easy. It calculates how much you can afford to save and moves small amounts over. Within a month of using I'd saved nearly £200 without even noticing. I'm a huge fan of this new way to save. Reviewed on: 10th March 2021

Fantastic!

Chip is brilliant and I couldn't recommend it enough! It has really helped me to save this year. It is easy to use, quick, has some fun features and is easy to manage. There are easy ways to set manageable goals and I highly recommend it to anyone trying to save! Reviewed on: 10th March 2021

Best App for saving

Have had the Chip app for a long while now and would highly recommend it. Saves a customisable amount that isn’t really noticed, while offering good services such as a competitive savings account. Reviewed on: 10th March 2021

Saved me more than money

I've been with Chip near the beginning and it's been magical to see them develop and adapt over time with their core focus always being at the heart of what they do; helping normal people save. Let's face it, millennials aren't the best at saving, especially when surrounded by so many shiny things to buy on a daily basis, but Chip helps sweep up the spare change and gently transact money as if I was buying a sandwich or a small gerbil every week which in turn helps stack the cash in an account which is so separate from my normal banking, I just forget all about it. Over the years, Chips helped me save for the better things in life, like holidays abroad, a new sofa, car parts and even some fine cheese around christmas time - basically, saving for a better time. I'm a big fan, and will continue to use them and introduce them to friends to help them live their better time also! Reviewed on: 10th March 2021

Fabulous chip

Fabulous and easy way to save. I saved more in a few months than ever Reviewed on: 10th March 2021

Revolutionising Savings and Cash Management

Chip have revolutionised savings for me, taking the complexity out of balancing cashflow and savings. The user interface is excellent, providing a clear picture of your savings, transactions and progress to any goals you may have set. When compared to traditional retail banking services, chip is a quantum leap forward. Reviewed on: 10th March 2021

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