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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good savings app

It's a good savings app for collecting change Reviewed on: 10th March 2021

Easy save.

The Chip app is a great way of saving without you realising that the funds are being moved from your account,it’s only done on what the algorithm works out you can comfortably afford and you are not having to decide yourself what you can put away. Chip keep you well informed as to what is happening within the account, just sit back and let your savings grow. Reviewed on: 10th March 2021

Savings without even feeling it

Since I’ve had Chip I have been able to save without even noticing. I am also one of those customer who get the 1.25 return on your savings and I’ve started to see the impact of that. If you want effortless savings l, go Chip! Reviewed on: 10th March 2021

MagicChip

First time in my entire life I could save as I was never been able to before. I had to always use what I put aside. Chip has done it for me and not only have I been able to pay towards my credit cards and other debt quicker, I have still some money left Reviewed on: 10th March 2021

Great app and so easy to use!

Great that it automatically saves, easy to use and has several saving options. Reviewed on: 10th March 2021

Simple, helpful and engaging

I have found Chip is be a really engaging and helpful organisation that makes saving as simple and responsive as possible. Reviewed on: 10th March 2021

Savings made easy

I've never really saved before and always struggled with knowing how much to save - Chip makes it so easy and auto saves amounts for me which I don't even notice going out of my account but which build up quickly, All works smoothly and I've taken the money out when needed on the same day - and whenever I've had to get in touch, I've always had a quick and helpful response. Reviewed on: 10th March 2021

Great Rate and Great App

Couldnt be easier to get and then manage a savings account with the best interest rate Reviewed on: 10th March 2021

Helpful algorithm

Chip's helpful little algorithm helped me double my annual savings, bringing me that much closer to a decent deposit for my first home. Reviewed on: 10th March 2021

Easiest way to save

I've avoided these types of savings apps for a while, but Chip has made saving really easy. It calculates how much you can afford to save and moves small amounts over. Within a month of using I'd saved nearly £200 without even noticing. I'm a huge fan of this new way to save. Reviewed on: 10th March 2021

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