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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

A great way to save!

I've been a saver using Chip since launch and I've found it an exceptional way to save money. They are customer focused and features are outputted regularly. The interest rate alone is worth signing up for. Looking forward to what the future holds for Chip! Reviewed on: 10th March 2021

Great interest rate

Joined just for the 1.25% interest rate, I don't use the autosave features, but they sound like a good option if that's what your looking for Reviewed on: 10th March 2021

Digital Savings for the future

Ive been using Chip for well over 12 months and its a great app. Very easy to manage your savings Reviewed on: 10th March 2021

Bad with mulahhh

The auto saving has helped me in many ways! Chip removes money and i now save around 40percent of my pay each month with the app seeming to get smarter and smarter with when to deduct money from me! Couldn't ask for a better money saving tool Reviewed on: 10th March 2021

Easy banking

This is a very easy way to save (automated) I have struggled to save on a low income but through the Chip app I have managed to save more than I ever have. Reviewed on: 10th March 2021

Great app to help you save

This app is really helpful to help you save small amounts throughout the month. The customer service team are always super helpful. The Chip+1 account has one of the best interest rates in the market at the moment. I highly recommend Chip! Reviewed on: 10th March 2021

Easy savings!

Makes saving so much easier - don't even need to think about it. Reviewed on: 10th March 2021

Fun fast efficient

Savings happen with a breeze and you feel in control at all times . Money is back to your account super quick when needed Reviewed on: 10th March 2021

Fab for saving money!!

Have saved £12000 so far without even trying. Couldn’t be without it! Reviewed on: 10th March 2021

So easy

It’s so easy to save money with chip. I can make manual or automatic transfers and my savings are now increasing every month. It’s easy to access my money and I get a great saving rate with my account. What is there not to like! Reviewed on: 10th March 2021

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