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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic!

Chip is brilliant and I couldn't recommend it enough! It has really helped me to save this year. It is easy to use, quick, has some fun features and is easy to manage. There are easy ways to set manageable goals and I highly recommend it to anyone trying to save! Reviewed on: 10th March 2021

Best App for saving

Have had the Chip app for a long while now and would highly recommend it. Saves a customisable amount that isn’t really noticed, while offering good services such as a competitive savings account. Reviewed on: 10th March 2021

Saved me more than money

I've been with Chip near the beginning and it's been magical to see them develop and adapt over time with their core focus always being at the heart of what they do; helping normal people save. Let's face it, millennials aren't the best at saving, especially when surrounded by so many shiny things to buy on a daily basis, but Chip helps sweep up the spare change and gently transact money as if I was buying a sandwich or a small gerbil every week which in turn helps stack the cash in an account which is so separate from my normal banking, I just forget all about it. Over the years, Chips helped me save for the better things in life, like holidays abroad, a new sofa, car parts and even some fine cheese around christmas time - basically, saving for a better time. I'm a big fan, and will continue to use them and introduce them to friends to help them live their better time also! Reviewed on: 10th March 2021

Fabulous chip

Fabulous and easy way to save. I saved more in a few months than ever Reviewed on: 10th March 2021

Revolutionising Savings and Cash Management

Chip have revolutionised savings for me, taking the complexity out of balancing cashflow and savings. The user interface is excellent, providing a clear picture of your savings, transactions and progress to any goals you may have set. When compared to traditional retail banking services, chip is a quantum leap forward. Reviewed on: 10th March 2021

Chip - best saving app

Helped me save up enough money, easy to use Reviewed on: 10th March 2021

Really helps me save

Chip is so easy to set up and use. I love the auto save feature, I just don't have to think about it. The rates are competitive and just the right amount of communication to keep me motivated. I have never saved before but I am now! Reviewed on: 10th March 2021

Smart savings!

Really easy to set up and manage. Easy app to use and straighforward management of my money. Reviewed on: 10th March 2021

Makes savings super easy

Savings have come on so easily since joining chip. I barely notice the trickle of funds they take from my account but it very quickly all adds up! Reviewed on: 10th March 2021

Lovely savings app

Very user friendly and very easy to save decent amounts without noticing Reviewed on: 10th March 2021

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