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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Auto saves

Chip auto saves allows you to put money aside by working out how much you can afford to save. Reviewed on: 10th March 2021

Good Bank

They're a bank! Oh yes, they are a bank! Reviewed on: 10th March 2021

SUPERB

I started using Chip to put small unnoticeable amounts of money aside for a rainy day, now its the place I save all my money. The interest rates are brilliant accompanied with ease of access to a choice of accounts. We'll done to all the team at chip! Reviewed on: 10th March 2021

Easy way to save money

Takes out of your mind the worry of saving with their AI and also gives you a clear view of your goals Reviewed on: 10th March 2021

So easy to use and save

The app is very easy to navigate, transfers savings at a manageable rate according to your disposable income. Retrieving money couldn’t be simpler and the team are always very responsive if there’s an issue Reviewed on: 10th March 2021

Automagic

I stumbled upon Chip when I was looking for a good savings account to build up an emergency fund. The reviews were already good then and, after doing some calculation, I found that for the amount I'd like to save up, the 1.25% bonus from Chip will still heavily outweigh the current average savings account rate despite the £5000 cap and account fee! No hassle, none of that "first-time customer" bait, just plain, fair terms. And the automation is just great! I really like that Chip's AI, after studying my account history, just knows when and how much to pinch off into the saving's account and does it automagically, just letting me know by mail that it's made a save. It's really satisfying and a joy to see money being saved up without having to remember to do it. I'm definitely hooked and definitely interested to see what else they can offer in terms of further investments, what with the upcoming ChipX platform! Reviewed on: 10th March 2021

Helped me save when I didn't think I could

I thought I didn't have enough steady income to save money. I'm self employed, so there was never a regular income flow to be able to plan with. Then Chip came along. They did all the hard work for me and before long I'd saved dozens, then hundreds of pounds. Now I've saved thousands, and have even taken a chance and made my first ever investment. Thanks, Chip, for revolutionising my banking. Reviewed on: 10th March 2021

Great app

This app helped me save for holidays and have a nest egg i always wanted Reviewed on: 10th March 2021

Making Saving Easy

I have never saved, but Chip changed that. Because it saves without you needing to think about it, saving becomes easy. I’ve used Chip for over two years and now have enough savings for a deposit on a house, something I thought wasn’t possible. I cannot recommend or thank Chip enough. Reviewed on: 10th March 2021

Best money app

Helps me so much with saving what I can when I can - and it really builds up! Reviewed on: 10th March 2021

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