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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best Bank in the UK

Best Rates and Service. I never had any issues Someone is always willing to help if needed. Would recommend Chip to anybody. Reviewed on: 10th March 2021

No hassle easy saver

It’s just so easy no brainier if funds go across and not convenient can just withdraw back Reviewed on: 10th March 2021

Quick, easy and efficient

I have saved more than £3000 since I started using Chip, the interface is easy to use, and there customer service is great, no complaints! Reviewed on: 10th March 2021

A perfect choice of saving methods

It works for me and my partner and we are making good progress towards our goals Reviewed on: 10th March 2021

Easy saver

Simple app to use, promotes healthy saving attitude, market leading savings rate. Exciting to join something so innovative at the beginning. Reviewed on: 10th March 2021

A great way to save!

I've been a saver using Chip since launch and I've found it an exceptional way to save money. They are customer focused and features are outputted regularly. The interest rate alone is worth signing up for. Looking forward to what the future holds for Chip! Reviewed on: 10th March 2021

Great interest rate

Joined just for the 1.25% interest rate, I don't use the autosave features, but they sound like a good option if that's what your looking for Reviewed on: 10th March 2021

Digital Savings for the future

Ive been using Chip for well over 12 months and its a great app. Very easy to manage your savings Reviewed on: 10th March 2021

Bad with mulahhh

The auto saving has helped me in many ways! Chip removes money and i now save around 40percent of my pay each month with the app seeming to get smarter and smarter with when to deduct money from me! Couldn't ask for a better money saving tool Reviewed on: 10th March 2021

Easy banking

This is a very easy way to save (automated) I have struggled to save on a low income but through the Chip app I have managed to save more than I ever have. Reviewed on: 10th March 2021

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