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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Really easy to save without realising

App is really good at helping you save bit by bit. Since starting using it a few years ago I've managed to save thousands without even trying! Reviewed on: 10th March 2021

Easy way to save

The product is brilliant I don’t notice the savings and there is lots of control over how much you want to save. Reviewed on: 10th March 2021

Chip Customer Review

An easy to use app. A clever savings tool. Perks and rewards on offer. Overall it ticks a lot of boxes, some boxes I didn’t even realise I wanted ticking from a bank Reviewed on: 10th March 2021

Quick simple and easy

Easy to set up, competitive rates compared to other savings accounts, even including a fee free limit. East to access, easy to use app. No complaints! Reviewed on: 10th March 2021

Great savings app

I have found it so useful, it's a great app. The automatic savings are great as you can adjust the level of saving depending on how money is each month. The interest on the saving is better than I've seen anywhere else. The app is easy to use and looks good. Would highly recommend Reviewed on: 10th March 2021

Intelligent saving

The AI saving app puts small amounts into a savings account which soon builds to a useful size Reviewed on: 10th March 2021

Absolutely Outstanding

I have managed to save thousands without ever thinking about it. Thank you so much. I love this app. Reviewed on: 10th March 2021

Saving has never been so effortless

Soo easy to control and completely seamless, we have saved thousands without even thinking about it since we signed up Reviewed on: 10th March 2021

Clever savings

With interests rates currently so low, Chip’s rate is incredible! Saving is super easy and the auto saving function means you can reach your goals quicker too. I would absolutely recommend. Reviewed on: 10th March 2021

Great

The auto savings feature has helped me build up my savings without realising. I love how you can amend how much money is taken when auto savings or even pause it temporarily. They have now launched a savings account which is FSCS protected so everything I need is all in one place. App is easy to use and customer service team is quick to respond to any queries. Reviewed on: 10th March 2021

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