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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Excellent app with great personal support

5
Chip from the very start have given great customer support. Despite being an app they have friendly staff available to help and are always polite and extra helpful. There is a real feeling with Chip of pushing the boundaries and wanting to deliver something special for their customers. Their high interest rate on the Chip +1 account is evidence of this. I have been so impressed with Chip that I have invested in them and I have never invested in a company before. Great app and great service Reviewed on: 10th March 2021

High interest and great way to save

5
I was recommended chip by a friend of mine, instantly her inviting me to join gave us both a dramatically higher payback on savings, and I could also set up goals for things I’m saving for. Chip automatically stills the savings into all your goals and you can link it to your bank so it automatically takes savings it can calculate and put it in your chip account. Love this app so much would highly recommend Reviewed on: 10th March 2021

Super app with super results

5
Chip is simply brilliant- I've been using it for over 3 years and it's helped tremendously with savings. It's very easy to use and the results speak for themselves. Get it today and start saving away. Reviewed on: 10th March 2021

Excellent Savings App

4
CHIP is a great app for automatic savings. Easy to use and understand. Simple to connect bank accounts and make regular savings. Reviewed on: 10th March 2021

Helping savers in a difficult climate!

5
I have been with Chip for a few years now and I have never felt so supported by any financial brand, never have I recommended any other institution to so many people. They have managed to create interest rates that unheard of for many people of my generation and make it enjoyable! The brand itself is personable and not robotic which really makes them stand out for me and what I want to get from my hard earned money! Reviewed on: 10th March 2021

Excellent app to save without realising!

5
Brilliant app, has helped me save way more money than I thought I could. Have recommended it to several people who are also really pleased with it. Reviewed on: 10th March 2021

Amazing interest rates and easy to set up

5
Saving made easy, with one of the highest interest rates in the market right now! Simple and well designed app making it easy to withdraw and save. Reviewed on: 10th March 2021

Changed my life

5
Having never been able to save, this revolutionary simple idea allowed me to save thousands! Reviewed on: 10th March 2021

Saving for all

4
The idea behind the Chip app is that everyone can save regardless of your bank balance. This empowers people to start saving without the worries of how to do it and where to start. It's a great app for all and the interest is one of the best out of any easy access savings account so I highly recommend it. Reviewed on: 10th March 2021

Saver!

5
This App has helped me save so much money in just a few years. This would not have been possible using a normal savings account and manual savings. The automated save feature will enable me to have a lump sum in years to come to spend on whatever i want .. and the best thing about this is that i have not felt the money move to this account. I am saving but also spending as I normally do. Thank you Chip! Reviewed on: 10th March 2021

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