Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Automagic

I stumbled upon Chip when I was looking for a good savings account to build up an emergency fund. The reviews were already good then and, after doing some calculation, I found that for the amount I'd like to save up, the 1.25% bonus from Chip will still heavily outweigh the current average savings account rate despite the £5000 cap and account fee! No hassle, none of that "first-time customer" bait, just plain, fair terms. And the automation is just great! I really like that Chip's AI, after studying my account history, just knows when and how much to pinch off into the saving's account and does it automagically, just letting me know by mail that it's made a save. It's really satisfying and a joy to see money being saved up without having to remember to do it. I'm definitely hooked and definitely interested to see what else they can offer in terms of further investments, what with the upcoming ChipX platform! Reviewed on: 10th March 2021

Helped me save when I didn't think I could

I thought I didn't have enough steady income to save money. I'm self employed, so there was never a regular income flow to be able to plan with. Then Chip came along. They did all the hard work for me and before long I'd saved dozens, then hundreds of pounds. Now I've saved thousands, and have even taken a chance and made my first ever investment. Thanks, Chip, for revolutionising my banking. Reviewed on: 10th March 2021

Great app

This app helped me save for holidays and have a nest egg i always wanted Reviewed on: 10th March 2021

Making Saving Easy

I have never saved, but Chip changed that. Because it saves without you needing to think about it, saving becomes easy. I’ve used Chip for over two years and now have enough savings for a deposit on a house, something I thought wasn’t possible. I cannot recommend or thank Chip enough. Reviewed on: 10th March 2021

Best money app

Helps me so much with saving what I can when I can - and it really builds up! Reviewed on: 10th March 2021

Really easy to save without realising

App is really good at helping you save bit by bit. Since starting using it a few years ago I've managed to save thousands without even trying! Reviewed on: 10th March 2021

Easy way to save

The product is brilliant I don’t notice the savings and there is lots of control over how much you want to save. Reviewed on: 10th March 2021

Chip Customer Review

An easy to use app. A clever savings tool. Perks and rewards on offer. Overall it ticks a lot of boxes, some boxes I didn’t even realise I wanted ticking from a bank Reviewed on: 10th March 2021

Quick simple and easy

Easy to set up, competitive rates compared to other savings accounts, even including a fee free limit. East to access, easy to use app. No complaints! Reviewed on: 10th March 2021

Great savings app

I have found it so useful, it's a great app. The automatic savings are great as you can adjust the level of saving depending on how money is each month. The interest on the saving is better than I've seen anywhere else. The app is easy to use and looks good. Would highly recommend Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Robo Advisor (discontinued)
from Money on Toast (inactive company) 0.00 from 0 reviews
Digital assistant
from NatWest Group - Cora 4.59 from 6061 reviews
Payment Services
from IFX Payments 5.00 from 8 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub