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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Excellent product offering

I’ve been really happy with my Chip experience so far. The account was easy to set up, good flexible offering of products and competitive saving rates offered Reviewed on: 10th March 2021

Saved more than I ever have

The auto-saves feature has helped me save money in a way I never have. I enjoyed watching the app mature as Chip grew, the latest version is very smart. The extra features for saving account returns and investment has opened up even more opportunities for me and my savings that I probably would not have encountered without Chip. Reviewed on: 10th March 2021

Good rate of return, but with some drawbacks

It’s a ‘bonus’, not interest, so unsecured and paid/calculated differently. Speaking of unsecured, the app doesn’t appear to feature any login/security whatsoever. If my phone was lost/stolen and someone gained access to it, they would have access to my savings - there is no additional security as with other banking apps. Reviewed on: 10th March 2021

It's just works

Chip has helped me make a habit out of saving money each month. Reviewed on: 10th March 2021

Everything is hunky dory with Chip

Friendly use with one of the highest interest in the current market. Reviewed on: 10th March 2021

Easy savings

The app is easy to use and so saving is easy. The interest rate is appealing and I feel my money is safe. The incentives to save are also good Reviewed on: 10th March 2021

Automatic saving

I’ve been using chip for just over a year, they have a feature which using AI to put aside money every few days. I haven’t even noticed the money leave my account and managed to save over £1500 which wouldn’t of happened with out them. They also have one of the highest rates of interest on an easy access account that I have found at the moment. Reviewed on: 10th March 2021

Hassle free

The Chip App and approach makes it easy to save. The automated saving function takes care of my regular saving. The fact that the app checks your finances and suggests what can be saved at various points throughout the month means the hassle is removed and I save more...win-win for me! Reviewed on: 10th March 2021

Easy to use, easy to save - Happy Days Ahead

The app is very clear and use to navigate. It prompts me to save when maybe I wouldn’t think of it but I am always in control. Love the graphics and help is on hand when I need it. Thanks Chip Reviewed on: 10th March 2021

Excellent way to save money without thinking about it

Chip is so easy to use. Their algorithm makes it ao easy to save without knowing it. I managed to save £7500 over 12 months and would not have been able to do this without thia app.. The team are very helpful to answer any queries and the new ideas are so innovative Reviewed on: 10th March 2021

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