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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Intelligent saving

The AI saving app puts small amounts into a savings account which soon builds to a useful size Reviewed on: 10th March 2021

Absolutely Outstanding

I have managed to save thousands without ever thinking about it. Thank you so much. I love this app. Reviewed on: 10th March 2021

Saving has never been so effortless

Soo easy to control and completely seamless, we have saved thousands without even thinking about it since we signed up Reviewed on: 10th March 2021

Clever savings

With interests rates currently so low, Chip’s rate is incredible! Saving is super easy and the auto saving function means you can reach your goals quicker too. I would absolutely recommend. Reviewed on: 10th March 2021

Great

The auto savings feature has helped me build up my savings without realising. I love how you can amend how much money is taken when auto savings or even pause it temporarily. They have now launched a savings account which is FSCS protected so everything I need is all in one place. App is easy to use and customer service team is quick to respond to any queries. Reviewed on: 10th March 2021

Excellent app with great personal support

Chip from the very start have given great customer support. Despite being an app they have friendly staff available to help and are always polite and extra helpful. There is a real feeling with Chip of pushing the boundaries and wanting to deliver something special for their customers. Their high interest rate on the Chip +1 account is evidence of this. I have been so impressed with Chip that I have invested in them and I have never invested in a company before. Great app and great service Reviewed on: 10th March 2021

High interest and great way to save

I was recommended chip by a friend of mine, instantly her inviting me to join gave us both a dramatically higher payback on savings, and I could also set up goals for things I’m saving for. Chip automatically stills the savings into all your goals and you can link it to your bank so it automatically takes savings it can calculate and put it in your chip account. Love this app so much would highly recommend Reviewed on: 10th March 2021

Super app with super results

Chip is simply brilliant- I've been using it for over 3 years and it's helped tremendously with savings. It's very easy to use and the results speak for themselves. Get it today and start saving away. Reviewed on: 10th March 2021

Excellent Savings App

CHIP is a great app for automatic savings. Easy to use and understand. Simple to connect bank accounts and make regular savings. Reviewed on: 10th March 2021

Helping savers in a difficult climate!

I have been with Chip for a few years now and I have never felt so supported by any financial brand, never have I recommended any other institution to so many people. They have managed to create interest rates that unheard of for many people of my generation and make it enjoyable! The brand itself is personable and not robotic which really makes them stand out for me and what I want to get from my hard earned money! Reviewed on: 10th March 2021

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