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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent app to save without realising!

Brilliant app, has helped me save way more money than I thought I could. Have recommended it to several people who are also really pleased with it. Reviewed on: 10th March 2021

Amazing interest rates and easy to set up

Saving made easy, with one of the highest interest rates in the market right now! Simple and well designed app making it easy to withdraw and save. Reviewed on: 10th March 2021

Changed my life

Having never been able to save, this revolutionary simple idea allowed me to save thousands! Reviewed on: 10th March 2021

Saving for all

The idea behind the Chip app is that everyone can save regardless of your bank balance. This empowers people to start saving without the worries of how to do it and where to start. It's a great app for all and the interest is one of the best out of any easy access savings account so I highly recommend it. Reviewed on: 10th March 2021

Saver!

This App has helped me save so much money in just a few years. This would not have been possible using a normal savings account and manual savings. The automated save feature will enable me to have a lump sum in years to come to spend on whatever i want .. and the best thing about this is that i have not felt the money move to this account. I am saving but also spending as I normally do. Thank you Chip! Reviewed on: 10th March 2021

Excellent product offering

I’ve been really happy with my Chip experience so far. The account was easy to set up, good flexible offering of products and competitive saving rates offered Reviewed on: 10th March 2021

Saved more than I ever have

The auto-saves feature has helped me save money in a way I never have. I enjoyed watching the app mature as Chip grew, the latest version is very smart. The extra features for saving account returns and investment has opened up even more opportunities for me and my savings that I probably would not have encountered without Chip. Reviewed on: 10th March 2021

Good rate of return, but with some drawbacks

It’s a ‘bonus’, not interest, so unsecured and paid/calculated differently. Speaking of unsecured, the app doesn’t appear to feature any login/security whatsoever. If my phone was lost/stolen and someone gained access to it, they would have access to my savings - there is no additional security as with other banking apps. Reviewed on: 10th March 2021

It's just works

Chip has helped me make a habit out of saving money each month. Reviewed on: 10th March 2021

Everything is hunky dory with Chip

Friendly use with one of the highest interest in the current market. Reviewed on: 10th March 2021

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