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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

The quickest way to save money

Chip is such an easy app when it comes to saving money. You don’t have to worry about saving big chunks of money each month, and it’s barely noticeable coming out of my account. I like that you’re given an option to skip the automatic saving, which helps with budgeting if you’re worried, and it’s also so quick to withdraw money back into your account. I’ve tried other apps before which take a few days to receive money back but with Chip is almost always the same day. It’s also a great feature that you can pick and choose your parameters, and how much or little you want to save and when to stop saving altogether. It’s a great app and has helped me to save up more money than I’ve ever managed to before. Reviewed on: 10th March 2021

Makes saving hassle free and offers great returns.

Chip is really easy to use and has made saving much more straightforward and hassle free without having to constantly monitor my spending. It also offers great returns across several accounts and the clarity of the app helps me to stay on top of my money. Reviewed on: 10th March 2021

Excellent savings idea

The best savings app that ever existed! Effortless saving at its finest Reviewed on: 10th March 2021

Easy to use app to build savings

I've been using Chip for a few years to build savings through small regular deposits, and have managed to save around 3.5k in the last 12 months, on top of my other savings. The interface is easy and straightforward to use, and the notification on the morning on day the save will be taken out (at 3pm) with the amount, is handy as a reminder! the customer services are responsive to any queries that I might have. Reviewed on: 10th March 2021

Simple & easy to use

Super easy to setup and organise an account paying far more interest than anywhere else on the market!! Reviewed on: 10th March 2021

Clever app which works!

I’ve been able to save so much money with chip without me really realising - it’s amazing. It’s a clever app and works out just how much money I can save each month, I can withdraw easily too which is reassuring. Really love this app Reviewed on: 10th March 2021

Effective, Efficient, Effortless!

It’s all in the title! I have never been a particularly good saver, however with Chip I have effortlessly saved over £200 in 2 months simply by letting them do all the hard work. Being able to set limits on things such as a minimum bank balance has made it easy to save whilst ensuring that I do not run out of money. I have had a great experience using Chip and would definitely recommend this product to family and friends Reviewed on: 10th March 2021

Cannot recommend enough

Chip offers a great way to save money and then offers really one of the best interest rates on the market currently for the savings! Reviewed on: 10th March 2021

Helped me buy my dream home

I was an early adopter of CHIP after taking a leap of faith with their AI based savings accounts. Over the years it helped me save money I didn’t need to spend and squirrel it away for a mortgage deposit for my dream home. Now 18months later we’ve moved in and are putting our finishes touches to it so our home is warm, full of love, positivity and brings calm and quiet to anyone who visits. CHIP helped us make that happen. Reviewed on: 10th March 2021

Makes saving easy

Don’t know what it is about chip but they have made saving much easier for me. Previously struggled to save but in 2020 I managed to save £2000 without even realising. Perhaps it’s the algorithm and the fact that the money is outside of my current bank accounts. Whatever it is I’m a convert and can’t imagine using another product Reviewed on: 10th March 2021

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