Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Chips away at competition with best interest rate

Love Chip and how easy it is to use and accumulate my savings! The support team always respond quickly! Reviewed on: 10th March 2021

Chip app easy to install and use

Straight forward banking, have recommended to friends and family. Reviewed on: 10th March 2021

Easy app and fantastic saving account

The way this account works is so easy and you soon reach the goals set. You don't even notice you're actually saving. Reviewed on: 10th March 2021

Simple but effective

Great app - easy to use Like that it is all online with the ablity to have auto savings from your daily accounts Reviewed on: 10th March 2021

Handy

Just a really easy way to save and not give it much thought or notice money leaving. And the interest rate is fantastic too. Reviewed on: 10th March 2021

Offers best savings rate without the hassle

Has an intrest rate of 1.25% at the moment, which is far better than my normal bank account. Modern app looks really nice. Reviewed on: 10th March 2021

Painless and efficient saving: More money, less debt

Like many people, saving was just not a habit I developed. It was something "I would get round to", but never actually did. Now with Chip, I don't even have to think about saving. Every few days I receive a notification I've made a saving without any effort. This has resulted in me not only saving money but also buying fewer unnecessary items. Before, having that money in my account meant I would spend it. Now, as it's been squirreled away that money isn't there to spend. Also, any biggish purchases I do make are more considered as it means pulling that money out of savings. I no longer buy things on credit as I've set savings goals for those items instead. So I'm saving more and in less debt! The less friction you make in a process the more likely you'll do it and Chip does this wonderfully. In a year's time, you'll be glad you started. Reviewed on: 10th March 2021

Easy to use and great interest rate

Chip’s 1.25% interest rate on the +1 easy access account is better than any bank out there. The app is easy to use and Chip emails me to bring me news about updates which are helpful. Reviewed on: 10th March 2021

Chip - so easy!

Chip is so easy to setup and even easier to maintain. Great rates and rewards, whilst still being easy access. Reviewed on: 10th March 2021

Easy way of saving

Very efficient and clear to check totals Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Your Juno Personal Finance
from Your Juno 5.00 from 1 reviews
Payments
from Modulr 5.00 from 3 reviews
Adult account
from HyperJar 4.87 from 2962 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub