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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy savings

The app is easy to use and so saving is easy. The interest rate is appealing and I feel my money is safe. The incentives to save are also good Reviewed on: 10th March 2021

Automatic saving

I’ve been using chip for just over a year, they have a feature which using AI to put aside money every few days. I haven’t even noticed the money leave my account and managed to save over £1500 which wouldn’t of happened with out them. They also have one of the highest rates of interest on an easy access account that I have found at the moment. Reviewed on: 10th March 2021

Hassle free

The Chip App and approach makes it easy to save. The automated saving function takes care of my regular saving. The fact that the app checks your finances and suggests what can be saved at various points throughout the month means the hassle is removed and I save more...win-win for me! Reviewed on: 10th March 2021

Easy to use, easy to save - Happy Days Ahead

The app is very clear and use to navigate. It prompts me to save when maybe I wouldn’t think of it but I am always in control. Love the graphics and help is on hand when I need it. Thanks Chip Reviewed on: 10th March 2021

Excellent way to save money without thinking about it

Chip is so easy to use. Their algorithm makes it ao easy to save without knowing it. I managed to save £7500 over 12 months and would not have been able to do this without thia app.. The team are very helpful to answer any queries and the new ideas are so innovative Reviewed on: 10th March 2021

The quickest way to save money

Chip is such an easy app when it comes to saving money. You don’t have to worry about saving big chunks of money each month, and it’s barely noticeable coming out of my account. I like that you’re given an option to skip the automatic saving, which helps with budgeting if you’re worried, and it’s also so quick to withdraw money back into your account. I’ve tried other apps before which take a few days to receive money back but with Chip is almost always the same day. It’s also a great feature that you can pick and choose your parameters, and how much or little you want to save and when to stop saving altogether. It’s a great app and has helped me to save up more money than I’ve ever managed to before. Reviewed on: 10th March 2021

Makes saving hassle free and offers great returns.

Chip is really easy to use and has made saving much more straightforward and hassle free without having to constantly monitor my spending. It also offers great returns across several accounts and the clarity of the app helps me to stay on top of my money. Reviewed on: 10th March 2021

Excellent savings idea

The best savings app that ever existed! Effortless saving at its finest Reviewed on: 10th March 2021

Easy to use app to build savings

I've been using Chip for a few years to build savings through small regular deposits, and have managed to save around 3.5k in the last 12 months, on top of my other savings. The interface is easy and straightforward to use, and the notification on the morning on day the save will be taken out (at 3pm) with the amount, is handy as a reminder! the customer services are responsive to any queries that I might have. Reviewed on: 10th March 2021

Simple & easy to use

Super easy to setup and organise an account paying far more interest than anywhere else on the market!! Reviewed on: 10th March 2021

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