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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Clever app which works!

I’ve been able to save so much money with chip without me really realising - it’s amazing. It’s a clever app and works out just how much money I can save each month, I can withdraw easily too which is reassuring. Really love this app Reviewed on: 10th March 2021

Effective, Efficient, Effortless!

It’s all in the title! I have never been a particularly good saver, however with Chip I have effortlessly saved over £200 in 2 months simply by letting them do all the hard work. Being able to set limits on things such as a minimum bank balance has made it easy to save whilst ensuring that I do not run out of money. I have had a great experience using Chip and would definitely recommend this product to family and friends Reviewed on: 10th March 2021

Cannot recommend enough

Chip offers a great way to save money and then offers really one of the best interest rates on the market currently for the savings! Reviewed on: 10th March 2021

Helped me buy my dream home

I was an early adopter of CHIP after taking a leap of faith with their AI based savings accounts. Over the years it helped me save money I didn’t need to spend and squirrel it away for a mortgage deposit for my dream home. Now 18months later we’ve moved in and are putting our finishes touches to it so our home is warm, full of love, positivity and brings calm and quiet to anyone who visits. CHIP helped us make that happen. Reviewed on: 10th March 2021

Makes saving easy

Don’t know what it is about chip but they have made saving much easier for me. Previously struggled to save but in 2020 I managed to save £2000 without even realising. Perhaps it’s the algorithm and the fact that the money is outside of my current bank accounts. Whatever it is I’m a convert and can’t imagine using another product Reviewed on: 10th March 2021

Chips away at competition with best interest rate

Love Chip and how easy it is to use and accumulate my savings! The support team always respond quickly! Reviewed on: 10th March 2021

Chip app easy to install and use

Straight forward banking, have recommended to friends and family. Reviewed on: 10th March 2021

Easy app and fantastic saving account

The way this account works is so easy and you soon reach the goals set. You don't even notice you're actually saving. Reviewed on: 10th March 2021

Simple but effective

Great app - easy to use Like that it is all online with the ablity to have auto savings from your daily accounts Reviewed on: 10th March 2021

Handy

Just a really easy way to save and not give it much thought or notice money leaving. And the interest rate is fantastic too. Reviewed on: 10th March 2021

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