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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Helped me save thousands

Chip has helped me to save more money than I could have dreamed over the last couple of years without me even realising. Saving little and often squirrels it away to help me save for an emergency or a rainy day and gives me the peace of mind I have been missing for years. I am so grateful to have an app like chip. Reviewed on: 10th March 2021

Simple to use and excellent rate of return. What's not to like?

I'm finding it a very good way to park funds I don't need at the moment and look forward to far better rates of return than I'm seeing anywhere else. I'm able to almost invisibly siphon off odds and ends of cash I won't miss, but then see how impressively the pot has grown in a just a few weeks. What I particularly like is that it spurs a saving habit, without it feeling punitive or that funds are out of reach. Reviewed on: 10th March 2021

Great savings rate

Fantastic savings rate. App is straightforward to use. Reviewed on: 10th March 2021

Made a non saver into a saver

I cannot remember how I came across chip a couple of years ago but it has completely changed the way I save, and by that I mean before chip I had no savings. Now I have nearly £15k in savings. The ease of set up. The algorithm it uses must be very clever as I’ve never felt having chip automatically move money has impacted my lifestyle or disposable income. I’ve recommended chip to several of my friends and will continue to recommend it. Excellent App and company Reviewed on: 10th March 2021

Easy saving with no effort

I tried Chip thinking I couldn’t afford to save and yet months later I’ve saved hundreds without noticing! Reviewed on: 10th March 2021

Helped me save a lot of money

I wasn't the best saver before I downloaded Chip, but now it's effortless and well worth the cost! Reviewed on: 10th March 2021

innovative and easy to use - fantastic!

I've saved so much through the Chip savings app over the last 12 months. The app is so easy to use - you just set your savings level and chip just does it's thing in the background, doing the hard work of calculating what you can afford to save so you don't have to. And now a returns platform is available so I can make money on what I save with Chip! Reviewed on: 10th March 2021

Excellent idea

Been saving with Chip for some time- can set your level- don't notice the money from my account yet saved a lot Easy access if you need your cash. Just introduced savings scheme incl. Interest. Brilliant. Reviewed on: 10th March 2021

Great app to save and have running along in the background

Very light touch and keeps saving without you thinking about it. Great to have in the background for rainy days, holidays or one off treats! Reviewed on: 10th March 2021

Helped us control spending

This app has changed how we spend massively! We have saved a huge amount without even realising it or noticing it going out. This app is amazing Reviewed on: 10th March 2021

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