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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Offers best savings rate without the hassle

Has an intrest rate of 1.25% at the moment, which is far better than my normal bank account. Modern app looks really nice. Reviewed on: 10th March 2021

Painless and efficient saving: More money, less debt

Like many people, saving was just not a habit I developed. It was something "I would get round to", but never actually did. Now with Chip, I don't even have to think about saving. Every few days I receive a notification I've made a saving without any effort. This has resulted in me not only saving money but also buying fewer unnecessary items. Before, having that money in my account meant I would spend it. Now, as it's been squirreled away that money isn't there to spend. Also, any biggish purchases I do make are more considered as it means pulling that money out of savings. I no longer buy things on credit as I've set savings goals for those items instead. So I'm saving more and in less debt! The less friction you make in a process the more likely you'll do it and Chip does this wonderfully. In a year's time, you'll be glad you started. Reviewed on: 10th March 2021

Easy to use and great interest rate

Chip’s 1.25% interest rate on the +1 easy access account is better than any bank out there. The app is easy to use and Chip emails me to bring me news about updates which are helpful. Reviewed on: 10th March 2021

Chip - so easy!

Chip is so easy to setup and even easier to maintain. Great rates and rewards, whilst still being easy access. Reviewed on: 10th March 2021

Easy way of saving

Very efficient and clear to check totals Reviewed on: 10th March 2021

Easy, manageable, reliable

Chip could not have been a better choice for my first time saving - smooth interface, flexible settings - you just cannot go wrong using Chip! Reviewed on: 10th March 2021

Savings for Dummies

Easy peasy savings without much effort! Chip sort it all out - you just set your parameters and chip does the rest Reviewed on: 10th March 2021

It just works

What I like of Chip is that it just works, you setup and you can forget about it, and it saves money for you every few days. You have quite control on how much you can save, so if a month you can't save that much, you can reduce the saving level. The only downside I would say is the cost, as it's £1.5 per month (that in part can be covered by the interests), so it's not a product to increase your money, but it helps to put aside money Reviewed on: 10th March 2021

Best savings app out there

Chip has made saving so much easier for me and before I know it I’ve been able to save a significant amount, which I am super happy about. Saving has never been so effortless, thanks to chip. Reviewed on: 10th March 2021

Fabulous!

Chip has made my saving so much easier! The whole experience makes it fun and functional. I have never saved so well! Reviewed on: 10th March 2021

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