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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy, Fast and Money-Saving

5
With the best savings interest rates on the market, Chip are streets ahead of competitors. Their flexibility to save money at the click of a button (and also to skip any saves when needed) has for me, emerged as the strongest FinTech on the market. Reviewed on: 10th March 2021

great tool for saving!

5
helps you save, easy to use and lots of options for saving Reviewed on: 10th March 2021

Easy to use. Great interest rate for easy access account.

5
Great user friendly app. Easy to deposit withdraw and save. Great all rounder. Reviewed on: 10th March 2021

Modern, Innovative and Exciting

5
I have been on board since day one. I was sick of the big banks taking their customers for granted. Hopefully one day they will follow in Chip's footsteps and put their customers first. Reviewed on: 10th March 2021

Convenient effective simple

4
Excellent way to save without even realising you're doing it. Reviewed on: 10th March 2021

Great idea - works really well

4
The chip app is easy to use and very clever. Does the saving so I don’t have to think about it! Reviewed on: 10th March 2021

Simple Save

5
I have found Chip to be one of the smartest tools to add me in saving regular amounts of money without the stress of deciding can I save today or just forgetting to save.. Plus the ease to withdraw if you need to.. Reviewed on: 10th March 2021

Chip n Save

5
App is easy to use with clear instructions and easy to navigate. Very good for saving and money is very accessible. If you pay for chip plus you also get interest on the savings which in the current market are decent. Not had any issue at all since signing up to chip. Have recommended chip to friends and family already. Reviewed on: 10th March 2021

Very good

5
This is a very useful app and really helps to save money! Reviewed on: 10th March 2021

Simple but SO effective

5
Really easy app to use. Have been able to save money for a goal by taking small increments out of my bank account, which I wouldn’t have been able to without chip! I’m excited to see what other features they release to help me achieve my saving goal faster Reviewed on: 10th March 2021

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