Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Unique savings system

No hassle savings system,that lets you saving without having to think about it Reviewed on: 10th March 2021

Top Rated Savings App

Brilliant app; has helped this hopeless spendthrift actually put away money for a change - by saving change! Reviewed on: 10th March 2021

A fabulous way of saving

I’m now well past retirement age and have never ever been able to save just for the sake of it. With this app with its automatic saves every few days (and a few manual saves) I have been able to put away over £9000 so far since installing which, for me, is absolutely incredible. I have also got my sister saving and out of overdraft - amazing! Reviewed on: 10th March 2021

Move over traditional banks

Smart & easy savings with great bank beating rates Reviewed on: 10th March 2021

Simple and Easy

Easy to apply and add savings in. Great return. Reviewed on: 10th March 2021

Helped me save thousands

Chip has helped me to save more money than I could have dreamed over the last couple of years without me even realising. Saving little and often squirrels it away to help me save for an emergency or a rainy day and gives me the peace of mind I have been missing for years. I am so grateful to have an app like chip. Reviewed on: 10th March 2021

Simple to use and excellent rate of return. What's not to like?

I'm finding it a very good way to park funds I don't need at the moment and look forward to far better rates of return than I'm seeing anywhere else. I'm able to almost invisibly siphon off odds and ends of cash I won't miss, but then see how impressively the pot has grown in a just a few weeks. What I particularly like is that it spurs a saving habit, without it feeling punitive or that funds are out of reach. Reviewed on: 10th March 2021

Great savings rate

Fantastic savings rate. App is straightforward to use. Reviewed on: 10th March 2021

Made a non saver into a saver

I cannot remember how I came across chip a couple of years ago but it has completely changed the way I save, and by that I mean before chip I had no savings. Now I have nearly £15k in savings. The ease of set up. The algorithm it uses must be very clever as I’ve never felt having chip automatically move money has impacted my lifestyle or disposable income. I’ve recommended chip to several of my friends and will continue to recommend it. Excellent App and company Reviewed on: 10th March 2021

Easy saving with no effort

I tried Chip thinking I couldn’t afford to save and yet months later I’ve saved hundreds without noticing! Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Adult account
from HyperJar 4.87 from 2963 reviews
Personal finance app
from Delphina 5.00 from 1 reviews
TABBit app (discontinued)
from TABBit (inactive company) 4.74 from 59 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub