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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great savings app

Chip provided a very easy to use app that delivers fast, efficient access to savings accounts. The automatic savings makes it much easier to put away money into savings and with a better interest than most banks, I’m glad I’m using chip for my savings. An overall great app! Reviewed on: 10th March 2021

Great way to save without realising you are doing it

I love that it is an automated way to save and easy to use. I it’s the best interest saving also in the UK at the moment even it it is limited to an amount Reviewed on: 10th March 2021

Does what I wished my current account bank does!

Chip has been one of the best apps I’ve downloaded. It’s easier to use than any other banking app, the customer service is quick, helpful and does what few others I’ve experienced - manages your expectations. The auto saver is a feature i wish I’d had during my teens and i was getting to grips with money management. It’s helped me pay off holidays, upgrading my laptop and put aside enough money for an engagement ring. The sole issue has been having to share the app with friends to enable some of its more exclusive content, purely as it takes the control out of your hands if you’re reliant on someone else to create the account and use your code. But I’ve recommended the app to everyone who will listen and will continue to do so. Reviewed on: 10th March 2021

Been saving since it began

I've watched this app grow into an amazing start up company. It's now competing with the big boys and is offering higher interest rates than all the larger banks. It's innovative design and future proofing makes it stand out as a perfect savings account. Reviewed on: 10th March 2021

Easy, Efficient, Informative

The app is brilliant. Easy to set up with my bank accounts and create limits/boundaries. Keeps me informed of new products and all auto saves that happen. My wife and I both have an account and between us have saved around the £5k mark without noticing the money leaving our accounts! Great way to save. Reviewed on: 10th March 2021

Amazing way to save

app automatically stashes money for me from my bank account .. saved over £1000 last year which I would have normally spent! Reviewed on: 10th March 2021

Incredibly clever saving app

I downloaded chip in January 2020. I completely forgot about it until September when I dropped my phone in a river in Cornwall and needed to fork out to buy a new phone. I had no way of paying for it until I realised I had created a chip account back in January. I managed to pay for the new iPhone outright with money that I had completely forgotten about, and since then have continued to save massive amounts without even noticing it Reviewed on: 10th March 2021

Easy, straight forward saving app

Easy, simple app that has allowed me and my partner to save without a second thought about it. Reviewed on: 10th March 2021

User-friendly revolutionary app

Chip has revolutionised the way I bank! Aside from offering some of the most competitive rates in the current market, the app is incredibly user friendly and allows me to save without even realising it! I can't wait until the investments options open up, as I have full confidence that Chip will also be able to deliver in this area. Reviewed on: 10th March 2021

Genius savings app

Nothing has been able to make me successfully save money like this app, simple and extremely clever, I love it! Reviewed on: 10th March 2021

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