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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great savings app

5
Seamless experience and very user friendly Reviewed on: 10th March 2021

Really good customer service.

5
No issues, easy to use. Customer service is great and they keep you updated. Reviewed on: 10th March 2021

My favourite app on my phone

5
Chip is fantastic. Innovative and really easy to use. I literally have saved without feeling it. The new Chip+1 has meant that I have transferred my bonus payment from my usual bank savings to this high interest account and it’s great to know that I’m getting the best return on the market. Platform is simple and looks great too. Reviewed on: 10th March 2021

A1 saving app

5
This app has helped me more than any other financial institution to save money I didn't think was possible. Reviewed on: 10th March 2021

Quick, easy and great customer service

5
I am always able to reach their customer service within 24 hrs & they have great answers. Reviewed on: 10th March 2021

Easy savings app

5
Great App easy to use with a decent return (well given low interest rates it’s one of the best around). Reviewed on: 10th March 2021

Chip is Wonderful

5
Chip is Wonderful, easy to use, straightforward. Any problems they message back straight away. Fantastic! Reviewed on: 10th March 2021

Excellent auto-savings app

5
I have been using the app since approx 2015 and it has enabled me to build savings where I have previously struggled. The company are regularly engaged with their users, informing updates and future developments. Chip has enabled me to gain financial control! Reviewed on: 10th March 2021

My favourite saving app.

5
Chip make it so easy to save and continually expand their offer of products. Always great customer service. Recommend! Reviewed on: 10th March 2021

The new, simple way to save

5
I’m really impressed with Chip and the new Chip+1 easy access account. Not only is the automatic saving function easy to set up and genuinely hassle free, but the most impressive part of joining Chip has been the market leading savings rating. I have recommended Chip to friends, colleagues and my parents. Reviewed on: 10th March 2021

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