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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great idea - works really well

The chip app is easy to use and very clever. Does the saving so I don’t have to think about it! Reviewed on: 10th March 2021

Simple Save

I have found Chip to be one of the smartest tools to add me in saving regular amounts of money without the stress of deciding can I save today or just forgetting to save.. Plus the ease to withdraw if you need to.. Reviewed on: 10th March 2021

Chip n Save

App is easy to use with clear instructions and easy to navigate. Very good for saving and money is very accessible. If you pay for chip plus you also get interest on the savings which in the current market are decent. Not had any issue at all since signing up to chip. Have recommended chip to friends and family already. Reviewed on: 10th March 2021

Very good

This is a very useful app and really helps to save money! Reviewed on: 10th March 2021

Simple but SO effective

Really easy app to use. Have been able to save money for a goal by taking small increments out of my bank account, which I wouldn’t have been able to without chip! I’m excited to see what other features they release to help me achieve my saving goal faster Reviewed on: 10th March 2021

Great savings app

Chip provided a very easy to use app that delivers fast, efficient access to savings accounts. The automatic savings makes it much easier to put away money into savings and with a better interest than most banks, I’m glad I’m using chip for my savings. An overall great app! Reviewed on: 10th March 2021

Great way to save without realising you are doing it

I love that it is an automated way to save and easy to use. I it’s the best interest saving also in the UK at the moment even it it is limited to an amount Reviewed on: 10th March 2021

Does what I wished my current account bank does!

Chip has been one of the best apps I’ve downloaded. It’s easier to use than any other banking app, the customer service is quick, helpful and does what few others I’ve experienced - manages your expectations. The auto saver is a feature i wish I’d had during my teens and i was getting to grips with money management. It’s helped me pay off holidays, upgrading my laptop and put aside enough money for an engagement ring. The sole issue has been having to share the app with friends to enable some of its more exclusive content, purely as it takes the control out of your hands if you’re reliant on someone else to create the account and use your code. But I’ve recommended the app to everyone who will listen and will continue to do so. Reviewed on: 10th March 2021

Been saving since it began

I've watched this app grow into an amazing start up company. It's now competing with the big boys and is offering higher interest rates than all the larger banks. It's innovative design and future proofing makes it stand out as a perfect savings account. Reviewed on: 10th March 2021

Easy, Efficient, Informative

The app is brilliant. Easy to set up with my bank accounts and create limits/boundaries. Keeps me informed of new products and all auto saves that happen. My wife and I both have an account and between us have saved around the £5k mark without noticing the money leaving our accounts! Great way to save. Reviewed on: 10th March 2021

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