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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing way to save

5
app automatically stashes money for me from my bank account .. saved over £1000 last year which I would have normally spent! Reviewed on: 10th March 2021

Incredibly clever saving app

5
I downloaded chip in January 2020. I completely forgot about it until September when I dropped my phone in a river in Cornwall and needed to fork out to buy a new phone. I had no way of paying for it until I realised I had created a chip account back in January. I managed to pay for the new iPhone outright with money that I had completely forgotten about, and since then have continued to save massive amounts without even noticing it Reviewed on: 10th March 2021

Easy, straight forward saving app

5
Easy, simple app that has allowed me and my partner to save without a second thought about it. Reviewed on: 10th March 2021

User-friendly revolutionary app

5
Chip has revolutionised the way I bank! Aside from offering some of the most competitive rates in the current market, the app is incredibly user friendly and allows me to save without even realising it! I can't wait until the investments options open up, as I have full confidence that Chip will also be able to deliver in this area. Reviewed on: 10th March 2021

Genius savings app

5
Nothing has been able to make me successfully save money like this app, simple and extremely clever, I love it! Reviewed on: 10th March 2021

Great savings app

5
Seamless experience and very user friendly Reviewed on: 10th March 2021

Really good customer service.

5
No issues, easy to use. Customer service is great and they keep you updated. Reviewed on: 10th March 2021

My favourite app on my phone

5
Chip is fantastic. Innovative and really easy to use. I literally have saved without feeling it. The new Chip+1 has meant that I have transferred my bonus payment from my usual bank savings to this high interest account and it’s great to know that I’m getting the best return on the market. Platform is simple and looks great too. Reviewed on: 10th March 2021

A1 saving app

5
This app has helped me more than any other financial institution to save money I didn't think was possible. Reviewed on: 10th March 2021

Quick, easy and great customer service

5
I am always able to reach their customer service within 24 hrs & they have great answers. Reviewed on: 10th March 2021

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