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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

The best way to save!

5
I’ve struggled to save traditionally with bank account saving methods, but chip does automatic savings for you. It does this based on your selection criteria and by assessing your accounts in and out transfers. It’s the safest and easiest way to save and I’ve already recommended it to many friends and family! Reviewed on: 10th March 2021

Easy and effective

5
Such a simple app, but with so many useful features! I’ve managed to save for the first time ever since using it Reviewed on: 10th March 2021

Great app

5
Saved loads of money without really realising. Reviewed on: 10th March 2021

Chip

5
Excellent, easy to use, user friendly and great bank Reviewed on: 10th March 2021

Pain free Savings

5
It’s so easy to save with a great rate of interest. The app automatically makes a pain free save set at the level you are comfortable with. I don’t notice it coming out of my account and it means I don’t have to make a conscious decision to switch money from my current into my savings account Reviewed on: 10th March 2021

Great way to save without realizing!

5
Chip helps me to save small amounts without realizing. It has definitely helped me to save for the great holiday I am planning to take once it is save to do so! Reviewed on: 10th March 2021

Extremely easy and helpful for saving

5
The account was easy to set up. The saving just gets taken and is always an affordable amount. Extremely easy to deal with and app is very simple. Reviewed on: 10th March 2021

Brilliant way to save and a sense of belonging

5
The app is easy to use, fault free, gets me excited about saving and helps me free up mo ey to invest. They also offer great interest rates. Reviewed on: 10th March 2021

Chip tastic

5
Easy to use and setup. Fast and efficient. Very happy with Chip. Reviewed on: 10th March 2021

Great app for the lazy saver

5
You manage to save without having to think about it. They also offer a great interest rate. There's no reason not to use them... Reviewed on: 10th March 2021

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