Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy savings app

5
Great App easy to use with a decent return (well given low interest rates it’s one of the best around). Reviewed on: 10th March 2021

Chip is Wonderful

5
Chip is Wonderful, easy to use, straightforward. Any problems they message back straight away. Fantastic! Reviewed on: 10th March 2021

Excellent auto-savings app

5
I have been using the app since approx 2015 and it has enabled me to build savings where I have previously struggled. The company are regularly engaged with their users, informing updates and future developments. Chip has enabled me to gain financial control! Reviewed on: 10th March 2021

My favourite saving app.

5
Chip make it so easy to save and continually expand their offer of products. Always great customer service. Recommend! Reviewed on: 10th March 2021

The new, simple way to save

5
I’m really impressed with Chip and the new Chip+1 easy access account. Not only is the automatic saving function easy to set up and genuinely hassle free, but the most impressive part of joining Chip has been the market leading savings rating. I have recommended Chip to friends, colleagues and my parents. Reviewed on: 10th March 2021

The best way to save!

5
I’ve struggled to save traditionally with bank account saving methods, but chip does automatic savings for you. It does this based on your selection criteria and by assessing your accounts in and out transfers. It’s the safest and easiest way to save and I’ve already recommended it to many friends and family! Reviewed on: 10th March 2021

Easy and effective

5
Such a simple app, but with so many useful features! I’ve managed to save for the first time ever since using it Reviewed on: 10th March 2021

Great app

5
Saved loads of money without really realising. Reviewed on: 10th March 2021

Chip

5
Excellent, easy to use, user friendly and great bank Reviewed on: 10th March 2021

Pain free Savings

5
It’s so easy to save with a great rate of interest. The app automatically makes a pain free save set at the level you are comfortable with. I don’t notice it coming out of my account and it means I don’t have to make a conscious decision to switch money from my current into my savings account Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products