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Chip: Savings App reviews

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4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Chip is an amazing product!

5
An amazing product, with great customer experience! I've saved loads over the past few years, and have never had a bad experience contacting them Reviewed on: 10th March 2021
Ciera's avatar
Ciera

Great way to save

5
Have used Chip for a year and have saved money which I would have spent otherwise. Chip has been a fantastic method to help save up for special occasions (holiday spending money, partner’s birthday) and we might even have enough for a trip abroad next year! Reviewed on: 10th March 2021
Dan's avatar
Dan

Innovative idea

5
Chip is a great innovation, utilising AI to ensure regular, affordable spending through a user-friendly and intuitive app. Reviewed on: 10th March 2021
O Knight's avatar
O Knight

Outstanding service

5
Chip has to be one of the greatest apps and services that I’ve ever used. The app interface evolves based off customer feedback and is constantly improving. The smart saving mechanism is a game changer. We’ve saved so much money using this method it’s unreal. We’ve paid for home improvements, unexpected car maintenance bills, you name it Chip has helped us save for it. The 1 or 2 issues I’ve had over the years using the service have been dealt with professionally and efficiently. I can’t recommend Chip enough. Reviewed on: 10th March 2021
Garry's avatar
Garry

Great tool - with bonus of savings

5
Easy way to drip feed a savings account without thinking about it and great alternative to traditional savings account. Reviewed on: 10th March 2021
Chris's avatar
Chris

Easy hassle free saving

5
App is great to use and top notch support Reviewed on: 10th March 2021
Mickwilko@gmail.com's avatar
[email protected]

Saving money made easy

5
Very easy to use app and great incentives to save money. Reviewed on: 10th March 2021
Paresh's avatar
Paresh

Easy way to save without noticing

5
I have been using Chip for over two years now. The recent addition of 1.25% daily interest on the chip +1 accounts is giving me tens of pounds at the end of each quarter and not tens of pence like my bank savings account. The autosave function works and the payday put away helps you stick a little away at the begging of each month without really noticing by the end of the month. Would recommend and have done to everyone I know. Now with the upcoming Chip X and stock-linked savings accounts, it might just be possible to earn a little more interest each month. Reviewed on: 10th March 2021
lee's avatar
lee

Would definitely recommend!!

5
I have been using chip for a while now. It was so easy to setup. And now, it automatically makes savings for me. It’s a nice surprise to check my chip account and see a nice pot of savings I didn’t even have to consciously put aside. Highly recommend! Reviewed on: 10th March 2021
Chris Miles's avatar
Chris Miles

Amazing saving tool

5
Chip has been so great! Saved so much without even noticing the money leaving my account! Such a great saving tool. Reviewed on: 10th March 2021
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Msomers28

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