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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great way to save without realizing!

5
Chip helps me to save small amounts without realizing. It has definitely helped me to save for the great holiday I am planning to take once it is save to do so! Reviewed on: 10th March 2021

Extremely easy and helpful for saving

5
The account was easy to set up. The saving just gets taken and is always an affordable amount. Extremely easy to deal with and app is very simple. Reviewed on: 10th March 2021

Brilliant way to save and a sense of belonging

5
The app is easy to use, fault free, gets me excited about saving and helps me free up mo ey to invest. They also offer great interest rates. Reviewed on: 10th March 2021

Chip tastic

5
Easy to use and setup. Fast and efficient. Very happy with Chip. Reviewed on: 10th March 2021

Great app for the lazy saver

5
You manage to save without having to think about it. They also offer a great interest rate. There's no reason not to use them... Reviewed on: 10th March 2021

Chip is an amazing product!

5
An amazing product, with great customer experience! I've saved loads over the past few years, and have never had a bad experience contacting them Reviewed on: 10th March 2021

Great way to save

5
Have used Chip for a year and have saved money which I would have spent otherwise. Chip has been a fantastic method to help save up for special occasions (holiday spending money, partner’s birthday) and we might even have enough for a trip abroad next year! Reviewed on: 10th March 2021

Innovative idea

5
Chip is a great innovation, utilising AI to ensure regular, affordable spending through a user-friendly and intuitive app. Reviewed on: 10th March 2021

Outstanding service

5
Chip has to be one of the greatest apps and services that I’ve ever used. The app interface evolves based off customer feedback and is constantly improving. The smart saving mechanism is a game changer. We’ve saved so much money using this method it’s unreal. We’ve paid for home improvements, unexpected car maintenance bills, you name it Chip has helped us save for it. The 1 or 2 issues I’ve had over the years using the service have been dealt with professionally and efficiently. I can’t recommend Chip enough. Reviewed on: 10th March 2021

Great tool - with bonus of savings

5
Easy way to drip feed a savings account without thinking about it and great alternative to traditional savings account. Reviewed on: 10th March 2021

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