Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

The easiest way to save

Chip allows you to save without even noticing. It is a very easy app to use Reviewed on: 10th March 2021

Effortless Saving

Effortlessly save money in affordable amounts. And currently with interest well above the market and super quick withdrawals. What more could you want? Reviewed on: 10th March 2021

Great idea - easy to save

What a super idea and so easy to use. Even better that they have a special account that currently pay 1.25% on sums up to £5k. Try it you'll like it! Reviewed on: 10th March 2021

Absolutely perfect way to save.

I've always struggled with saving. The idea of having to budget for £x a month for saving have never settled well for me. Chip takes that issue away as it saves what it thinks I can afford and I honestly don't even notice it. Since using chip I have managed to save enough for my half of a deposit on a house and I also have £4k put away for rainy days, and it's not stopping. Amazing. Reviewed on: 10th March 2021

Best App I've ever downloaded

I was initially sceptical about Chip, but decided to give it ago. Since my initial scepticism I haven't looked back and absolutely love the app. The small amounts of money that it regularly takes builds up unbelievably quickly and is money I otherwise wouldn't have saved. I use Chip along side my other saving plans and barely notice what it does, yet it helps me almost double what I save in a month. I would recommend Chip to everyone and anyone. Several of my friends and relatives have downloaded the app on my recommendation and use it just as much as me! Reviewed on: 10th March 2021

A moment of realisation

I've never been a good saver, but on a whim I heard about Chip (possibly through tube advertising? I feel like I was on a train at the time!) and I downloaded the app. It has literally transformed my view of savings and how much expendable income I do have. The algorithm works to ensure I'm saving what I can afford and I'm never left short in my current account at the end of the month. It is super easy and quick to withdraw funds, although I'm now challenging myself to keep my little nest egg growing. They communicate regularly and are always responsive when I reach out with questions. I love how dynamic they are with their new products and opportunities and I feel part of a community with Chip. Reviewed on: 10th March 2021

Makes saving a doddle!

Fantastic App, makes saving so easy - thanks Chip! Great customer service - very easy to use. Reviewed on: 10th March 2021

Simple

Easy access, simple interface, clear products Reviewed on: 10th March 2021

Excellent little savings app!

Excellent for putting away the spare change and only getting better with the addition of investment features! Reviewed on: 10th March 2021

Simpl saving

Easy access saving, good rate of interest , simple to use . What more could one want ? Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Finance App
from Nova Money 4.88 from 6 reviews
Financielle App
from Financielle App 4.58 from 5 reviews
Comparison site
from Mintify 0.00 from 0 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub