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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Super company, progressive customer-focussed

Chip are a joy. A refreshing change in the banking sector, with customers very clearly at the centre of everything they do. Reviewed on: 10th March 2021

Amazing Chip

It’s so easy to set up and save, I don’t even notice. I have never managed to save until I started using Chip! When I need to reduce or pause a save it’s also so quick and easy. Whenever I’ve reached out to customer service (within the app on a chat) they have been super quick at responding and helpful! Reviewed on: 10th March 2021

Brilliant savings

Chip is a fantastic app, I've recommend it to everyone!. I've managed to save so much through the app, helping me save for buying my first home, to buying my wedding dress or helping me save for my next cheeky takeaway. This app is amazing and is hassle free, I'm glad i found the app as its helped me loads Reviewed on: 10th March 2021

Best savings app

I couldn’t look back at using another app, one that is clear and understanding to use I am saving up for my own future and chip is helping me do that with its clever designed saving tools. I find chip is the best on the market to help you save and finance your budgets Reviewed on: 10th March 2021

Helps me save

The app is very easy to use and helps me save without me knowing. It also gives me a better interest rates than other banks. I can also access my money easily. Reviewed on: 10th March 2021

Effortless saving

Have saved a lot of money without even realising thanks to the way Chip works. Also best interest rate for an instant access account out there Reviewed on: 10th March 2021

Changed my life.

I couldn’t save until Chip came along. Now I have bought my first house, a new car and have a nice savings pot. Chip has enabled me to change my mindset and become stronger financially. Reviewed on: 10th March 2021

Simple and easy to use

I love Chip, it is such a fantastic and easy way to save money. I would highly recommend this to anyone who isn't good a budgeting and can just let this app get on with working it all out for you. Reviewed on: 10th March 2021

Helped me save loads

Chip came in so handy last year when I dog needed surgery. I had been using the app for a while so had been able to save most of the money need for this. Previous I had never been a regular saver, now I do it all the time without noticing! Reviewed on: 10th March 2021

Easy way to save!

The app helps me to save by transferring spare cash here and there. It also offers the best savings interest rate to current customers before new customers. Males a refreshing change! Reviewed on: 10th March 2021

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