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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy hassle free saving

App is great to use and top notch support Reviewed on: 10th March 2021

Saving money made easy

Very easy to use app and great incentives to save money. Reviewed on: 10th March 2021

Easy way to save without noticing

I have been using Chip for over two years now. The recent addition of 1.25% daily interest on the chip +1 accounts is giving me tens of pounds at the end of each quarter and not tens of pence like my bank savings account. The autosave function works and the payday put away helps you stick a little away at the begging of each month without really noticing by the end of the month. Would recommend and have done to everyone I know. Now with the upcoming Chip X and stock-linked savings accounts, it might just be possible to earn a little more interest each month. Reviewed on: 10th March 2021

Would definitely recommend!!

I have been using chip for a while now. It was so easy to setup. And now, it automatically makes savings for me. It’s a nice surprise to check my chip account and see a nice pot of savings I didn’t even have to consciously put aside. Highly recommend! Reviewed on: 10th March 2021

Amazing saving tool

Chip has been so great! Saved so much without even noticing the money leaving my account! Such a great saving tool. Reviewed on: 10th March 2021

The easiest way to save

Chip allows you to save without even noticing. It is a very easy app to use Reviewed on: 10th March 2021

Effortless Saving

Effortlessly save money in affordable amounts. And currently with interest well above the market and super quick withdrawals. What more could you want? Reviewed on: 10th March 2021

Great idea - easy to save

What a super idea and so easy to use. Even better that they have a special account that currently pay 1.25% on sums up to £5k. Try it you'll like it! Reviewed on: 10th March 2021

Absolutely perfect way to save.

I've always struggled with saving. The idea of having to budget for £x a month for saving have never settled well for me. Chip takes that issue away as it saves what it thinks I can afford and I honestly don't even notice it. Since using chip I have managed to save enough for my half of a deposit on a house and I also have £4k put away for rainy days, and it's not stopping. Amazing. Reviewed on: 10th March 2021

Best App I've ever downloaded

I was initially sceptical about Chip, but decided to give it ago. Since my initial scepticism I haven't looked back and absolutely love the app. The small amounts of money that it regularly takes builds up unbelievably quickly and is money I otherwise wouldn't have saved. I use Chip along side my other saving plans and barely notice what it does, yet it helps me almost double what I save in a month. I would recommend Chip to everyone and anyone. Several of my friends and relatives have downloaded the app on my recommendation and use it just as much as me! Reviewed on: 10th March 2021

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